Yes. Renting and owning are completely different and there is a way for credit card companies to find out that information as it is available on your credit report. Yes, but it probably won't turn out to be a problem unless you file bankrupcy, at which point they'll want to see some financial resources and if the house isn't there and they can demonstrate that it never WAS there, you can go to jail for fraud. * Maybe, the person could always claim they simply checked the wrong "box". It is highly unlikely that criminal charges would be pursued in such a case even if the debtor defaulted on the account and was sued. Fraud on a CC application would be using someone else's information to obtain credit, like a SS#, employment history, etc.
If you were a victim of credit card fraud your credit rating may is QUITE LIKELY to be affected.
You certainly can. Many people are there now because of credit card fraud.
READ YOUR CREDIT CARD AGREEMENT It is not credit card fraud. If you do not make payments on your credit card, it means you defaulted. If you maliciously obtained credit cards and charge up limits without any payments, it might be considered fraud
Yes it's called FRAUD if the purpose of the lie is to defraud money - the company can refuse or revoke the card and demand payment in full. (See the fine print on the application.)
People normally find out they are victims of credit fraud when they try to open new credit and are denied. Credit reporting agencies suggest checking your credit reports every year, at least.
I use my credit in store for shopping
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
It is estimated that credit fraud affects about 15 million people in the United States each year. The easiest way to detect this fraud is to check one's credit report regularly to find suspicious activity.
Contact the 3 credit egencys and let them know there is fraud, all so put a fraud alert on your credit report.
Don't understand the question completely but any form of credit card fraud is irreversible or else it would not be called credit card fraud.
Simply having your credit checked will not "trip" a fraud alert. A fraud alert only means that a creditor must contact you at a designated phone number before they can GRANT credit. If you want your credit report "frozen" where nobody can see it, then you will have to activate a security freeze. Here's a site that explains how to do both, as well as the advantages and disadvantages to both. http://www.creditscorehero.com/articles/about-credit-freeze-fraud-alert.aspx
Some methods of credit card fraud prevention include: authenticating the cardholders information, antifraud chip technology, and sophisticated software to track credit card usage.
Unless you're being denied an apartment because of a legally protected status (i.e., gender, race, religion), it's perfectly legal for a landlord to deny your application. If he's denying it because of the fraud alert, he may be a little uneccessarily jumpy regarding your credit issues, whether they're your fault or not. Make sure there's no other reason he's rejecting the application.
Sixteen numbers are on credit cards to help reduce fraud.
The statue of limitations on credit card fraud in Florida is 4 years. The credit card company forfeits any legal action to collect debt after 4 years.
It is fraud and stealing so that means prison time.
Examples of representative payee fraud include improper application for such position: for example, you cannot be a representative payee if you are a convicted felon in the state for which you are applying. Other forms of representative payee fraud include improper spending of the beneficiaries money for the payee's own needs instead of the beneficiary. Filing a false payee report is also a form of representative payee fraud.
The job of the credit agency is to collect information to furnish credit reports on an individual's credit history. Its income comes from selling this information to various business concerns. The credit information is based on monthly accounts that you may have with businesses and on your general payment record. If there is fraudulent information on your report, you may have it corrected by contacting the credit bureau and explaining to them the problem. You can ask the credit to put a "fraud alert" on your record. Under federal law, they must report the fraud.