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Is it difficult to obtain insurance for modular homes?

Updated: 9/10/2019
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14y ago

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Geico offer modular home insurance, and it is not difficult if money is not problem.

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14y ago
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Q: Is it difficult to obtain insurance for modular homes?
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Does auto-owners insurance cover manufactured or modular homes?

Auto Insurance is for vehicles not for homes.


What are some modular homes dealers?

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What types of modular homes are there?

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What is manufactured home insurance for?

Manufactured home insurance is specifically for modular homes, or "homes on wheels". Insurance companies needed a special policy for these type of dwellings due to their lower quality workmanship and susceptibility to fire and storms.


Where can one view Modular Homes for sale?

One can view modular homes for sale on specialty sites such as MH Bay and Expo Homes. You can also find modular homes for sale on sites such as Craigslist.


Is raw wood used for building modular homes?

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Are modular homes a good investment?

Modular homes can be a great investment if they are properly maintained and in a nice area.


Is there a stigma on Modular homes?

There is no stigma for modular homes that I know of,but a lot of people are miss informed about modular construction. Most people are confusing mobile homes with modular homes and there is a stigma about mobile homes and mobile home parks. Another confusing part is the term that is used to describe mobile homes. The term "Manufactured Housing" has been adapted by the mobile home industry to alleviate the stigma of mobile homes. Of course uninformed people bundle modular homes in this mix since modular homes are constructed in a manufacturing facility and are transported, but that is where the similarity if any ends.


Do insurance companies pay the amount on a homeowners policy for older modular homes?

They would pay up to the limit of your insurance coverage, but if its an older modular home its value may not reach your limits. They would basically pay to replace it with another modular home or with something similar. LKQ - Like kind and quality.


Are modular homes as good as stick-built?

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What companies make modular log homes?

Many companies (especially in Canada) make modular log homes. Examples of these are Go Modular Homes, Timberblock, and American Log Crafters. Yankee Barn Post also makes these homes.