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Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
Fire damage insurance is usually a part of your homeowners or renters insurance. Depending on your desired level of coverage, it may be necessary to pay an additional premium.
It Depends on the model. And The Insurance company. More information would be helpful if at all possible.
no I do not know of a scenario where this is remotely possible. Perhaps more details..
There is no insurance of that type. An insurance company would never issue a policy covering possible previous damage in regards to any type of property.
HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.
Your answer depends on many variables including:What is the extent of the damage?Who caused the damage?What insurance carried by the association is invoked based on the damage?What is the deductible for the category of damage?Best practices dictate that the damage be reported to the appropriate authorities -- criminal, if necessary, and then to turn the repair and its cost over to their master insurance policy carrier.If no insurance covers the damage, the board may be required to assess additional monies from owners in proportion to their allocated interest in the common area ownership to pay for repairs.
Hanwha Damage Insurance was created in 1946.
There are numerous possible examples of things that business insurance would cover. Business insurance will cover things such as property damage and work casualties.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
Full coverage generally means it doesn't matter what caused the damage. But if the driver is at fault, he/she will be liable for possible criminal charges and future insurance rates will be higher.
Whenever damages occur on a home or a vehicle, it is best to notify your insurance company as soon as possible so that they may begin processing your claim. However, life often gets in the way and individuals struggle to notify their insurance companies when there is a need. It is necessary to notify the insurance company before your next billing cycle occurs.