Is it legal for a life insurance company not to pay benefits to a common law wife?
Who is the beneficiary on the policy?
insurance companies state "spouse" in all of their paper work, and you can not be a spouse without being legally married. i suppose it has to do with people being able to take out policies on each other without having legal rights to do so. common law is not considered a legal marriage between two people.
Possibly. A deposition is a legal document, the results of an interview concerning a particular issue. If your insurance company needs to depose you (interview you under oath with a legal transcript) and you won't cooperate with them, there's a good chance that your insurance company won't cooperate with you on the issuance of an insurance policy.
It will state on the life insurance policy the name of the person or persons who are to receive the death benefit. Since a life insurance contract is a legal document, the insurance company is required to carry it out exactly as stated in the policy. The money may be argued over from that point, but the will cannot dictate where the money from a life insurance policy goes.
In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.
Do you have to accept recondition parts to repair your car in the state of Georgia from your insurance company?
Is it legal for a insurance company to drop homeowners insurance on a deceased's home due to house being vacant?
The insurance company can only take action as premitted by the state in which it operates in. So, if your state, allow such action, then it is legal. The reason why, in this case, it would be warranted. The insurance company had a legal contract with the deceased. Once you pass away, then the legal obligation ends. Also, the risk has changed as a vacant home is more prone to claims than an occupied one…
Answer Important: Always default to your own insurance company for this answer. If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.
Only if you have a legally recognized common law marriage. Common law marriage is not recognized in most jurisdictions. If you want the benefits of a legal marriage then perhaps you should get legally married. Only if you have a legally recognized common law marriage. Common law marriage is not recognized in most jurisdictions. If you want the benefits of a legal marriage then perhaps you should get legally married. Only if you have a…
How long after death do you have to collect on a life insurance policy if the beneficiary can not be found?
It is legal as long as you don't have an outstanding loan on the vehicle, if your insurance company paid the claim, and you keep the car. Your insurance company has the right to drop coverage or reduce the amount of coverage. If you have a loan, in most states, the check has to be issued to the body shop directly or to you and the lienholder jointly. Yes it is legal. However ... should…
When there is Life insurance on a spouse that has an ex-wife and minor child and spouse that dies is behind in child support can ex-wife take life insurance benefits that are the current spouses?
If you have uninsured motorists coverage your insurance company will take the place of the other parties insurance coverage less a small deductible. They will then go after the other party to collect the amount of damages paid out plus your deductible. If and when it is all collected they will send you back your deductible. If your insurance company handles the claim for you and pays your damages you will have no further recourse…
If you're talking about his or her insurance company, then probably not since it's customary for the insurance company to get subrogation rights in exchange for payment. The insurance company can certainly sue you but they don't always do so. OTOH, if your insurance made the payment then absolutely not unless your insurance company is incompetent. Insurers always make claimants waive all future legal remedies arising from that claim before paying. The claim is considered…
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
How long do you have before you need to call the insurance company if you hit a parked car and the damage is minor?
Most insurance companies require a person to be 18 years old in order to purchase automobile insurance. The reason for this is that the insurance application along with the policy make up a legal contract between the policyholder and the insurance company. A person who is not yet 18 is not a legal adult and therefore is not legally able to sign such a contract.