Insurance
Life Insurance

Is it legal for a life insurance company not to pay benefits to a common law wife?

252627

Top Answer
User Avatar
Wiki User
Answered
2015-07-16 18:12:16
2015-07-16 18:12:16

Who is the beneficiary on the policy?

insurance companies state "spouse" in all of their paper work, and you can not be a spouse without being legally married. i suppose it has to do with people being able to take out policies on each other without having legal rights to do so. common law is not considered a legal marriage between two people.

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions


Yes, Legal & General is an insurance company. They offer life, home, landlord, lifestyle cover, and pet insurance.

One of the larger insurance companies in the UK is the insurance company Legal & General. Another of the larger insurance companies is the company Aviva.

Go into your local insurance broker and ask them which plans are available for student drivers and what the benefits are with their company specifically. They can point you in the proper legal direction also.

The Great American Insurance Company specializes in property insurance and casualty insurance for companies. These insurance types protect the companies from property damage and legal fees.

oN iNSURANCE coMPANY PRODUCTS IN CALIFORNIA WHAT IS THE COVERAGE BY THE LEGAL RESERVE?

Yes, there are many legal complaints against American Equity Investment Life Insurance Company. Most of the legal complaints touch on compensation.

Possibly. A deposition is a legal document, the results of an interview concerning a particular issue. If your insurance company needs to depose you (interview you under oath with a legal transcript) and you won't cooperate with them, there's a good chance that your insurance company won't cooperate with you on the issuance of an insurance policy.

Some of the main benefits of commercial combined insurance is that it will automatically index linking at renewal to buildings and contents. There are also legal expense exclusions as part of the insurance cover.

An insurance company's legal department is there to handle situations that require court appearances or may involve lawsuits. The legal department will represent the company.

Many legal benefits are available for those who are married. While these benefits may vary from state to state they often include allowances for estate planning, tax filing and insurance benefits. Some legal benefits may not apply to those who are common law married depending upon the type of benefit and the state the common law marriage takes place. A state office will be able to provide more information about what is allowed for various forms of marriage for legal benefits. Insurance and social security benefits for spouses are among the most common form of legal benefits for marriage. This allows married couples to obtain health and life insurance benefits from employers. This can allow for a family or couple to share the same insurance, often at a reduced rate. These benefits will also be available for married couples who have children in order to have full family coverage for insurance. Married couples with children or plan to adopt children also receive some legal benefits. The adoption process is often easier for those who are married as it establishes a family setting and allows for easier paperwork. Those who have their own children are able to make joint decisions on the well-being and care of children such as insurance, schooling and health options. Consumer benefits are also considered to be a valuable part of a legal marriage. Benefits such as discounted rates for car or home insurance, tuition discounts and other areas are also available. This can allow those who are married to continue education as necessary at a reduced rate. Some housing areas may be restricted for families only, allowing those who are married to be able to purchase or rent homes in these areas. For some couples, the married tax penalty may be a deterrent to a legal marriage. A married tax penalty is the difference between what a couple would pay by filing together versus filing separately. For some couples, it may be more beneficial to file separately. While marriage does have a number of benefits, there are some consequences to it such as lengthy procedures if trying to annul or divorce. Those who are same-sex married or common law married may not be eligible for all benefits such as health insurance or other tax benefits. Domestic union partnerships may also not be eligible for all legal benefits from marriage depending upon the state.

In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.

Yes, at least a legal public insurance company would be required to.

No!! It's not the insurance that tells you how to fix your car, it is you who has the legal right to tell the insurance company. I learned this the hard way!

It will state on the life insurance policy the name of the person or persons who are to receive the death benefit. Since a life insurance contract is a legal document, the insurance company is required to carry it out exactly as stated in the policy. The money may be argued over from that point, but the will cannot dictate where the money from a life insurance policy goes.

You don't. A signed settlement is a legal binding agreement between you and the insurance company.

A valid current (ie receipted) insurance document. (Assuming that the company has not cancelled the insurance contract for some breach on your part).

Contact your states dept of insurance and they will be able to answer that question for you.

In the UK it is no longer legal for an insurance company to do this but this may vary depending on where you leave and how that company operates.

No, that is not something an insurer would do even if it were legal, which it is not.

AnswerImportant: Always default to your own insurance company for this answer.If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.

Yes, illegal immigrants are ineligible for benefits. However, you can be a legal resident in one state, work in another state and be eligible for unemployment benefits from the state you WORK in.

If you want the benefits and legal rights of a legal marriage then, yes, it will have to be made legal, although common law spouses do have much the same rights.

The insurance company can only take action as premitted by the state in which it operates in. So, if your state, allow such action, then it is legal. The reason why, in this case, it would be warranted. The insurance company had a legal contract with the deceased. Once you pass away, then the legal obligation ends. Also, the risk has changed as a vacant home is more prone to claims than an occupied one. Most company provide coverage on vacant home as an accomodation for their clients. However, it is hard press to find a company to take a vacant home as a new policy.

DNA Insurance is an insurance company that offers insurance for cars and other automobiles. DNA Insurance offers policies that cover legal expenses, immediate costs, and repairs.

Yes. The insurance policy is a contract. All it requires the insurance company to do is to pay the fair market value of the vehicle. You would need to get what is called gap insurance to pay the difference between the market value and the loan value.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.