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Is it legal for a life insurance company not to pay benefits to a common law wife?
Wiki User
∙ 8y ago
Who is the beneficiary on the policy?
insurance companies state "spouse" in all of their paper work, and you can not be a spouse without being legally married. i suppose it has to do with people being able to take out policies on each other without having legal rights to do so. common law is not considered a legal marriage between two people.
Wiki User
∙ 8y ago
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Is Legal and General the name of an insurance company?
Yes, Legal & General is an insurance company. They offer life, home, landlord, lifestyle cover, and pet insurance.
Functions of insurance company's legal department?
An insurance company's legal department is there to handle situations that require court appearances or may involve lawsuits. The legal department will represent the company.
How do I go about obtaining car insurance for my student driver in New Jersey?
Go into your local insurance broker and ask them which plans are available for student drivers and what the benefits are with their company specifically. They can point you in the proper legal direction also.
Can your child be a beneficiary under your life insurance policy if you do not have legal custody of her and can a life insurance company require that you be their legal guardian?
Yes
What are some of the larger insurance companies in the UK?
One of the larger insurance companies in the UK is the insurance company Legal & General. Another of the larger insurance companies is the company Aviva.
Is there any legal complaints against American equity investment life insurance company?
Yes, there are many legal complaints against American Equity Investment Life Insurance Company. Most of the legal complaints touch on compensation.
Legal Information About Marriage?
Many legal benefits are available for those who are married. While these benefits may vary from state to state they often include allowances for estate planning, tax filing and insurance benefits. Some legal benefits may not apply to those who are common law married depending upon the type of benefit and the state the common law marriage takes place. A state office will be able to provide more information about what is allowed for various forms of marriage for legal benefits. Insurance and social security benefits for spouses are among the most common form of legal benefits for marriage. This allows married couples to obtain health and life insurance benefits from employers. This can allow for a family or couple to share the same insurance, often at a reduced rate. These benefits will also be available for married couples who have children in order to have full family coverage for insurance. Married couples with children or plan to adopt children also receive some legal benefits. The adoption process is often easier for those who are married as it establishes a family setting and allows for easier paperwork. Those who have their own children are able to make joint decisions on the well-being and care of children such as insurance, schooling and health options. Consumer benefits are also considered to be a valuable part of a legal marriage. Benefits such as discounted rates for car or home insurance, tuition discounts and other areas are also available. This can allow those who are married to continue education as necessary at a reduced rate. Some housing areas may be restricted for families only, allowing those who are married to be able to purchase or rent homes in these areas. For some couples, the married tax penalty may be a deterrent to a legal marriage. A married tax penalty is the difference between what a couple would pay by filing together versus filing separately. For some couples, it may be more beneficial to file separately. While marriage does have a number of benefits, there are some consequences to it such as lengthy procedures if trying to annul or divorce. Those who are same-sex married or common law married may not be eligible for all benefits such as health insurance or other tax benefits. Domestic union partnerships may also not be eligible for all legal benefits from marriage depending upon the state.
What type of insurance is sold by the Great American Insurance Company?
The Great American Insurance Company specializes in property insurance and casualty insurance for companies. These insurance types protect the companies from property damage and legal fees.
Will your insurance company terminate you if you do not complete a deposition?
Possibly. A deposition is a legal document, the results of an interview concerning a particular issue. If your insurance company needs to depose you (interview you under oath with a legal transcript) and you won't cooperate with them, there's a good chance that your insurance company won't cooperate with you on the issuance of an insurance policy.
What are some of the main benefits of commercial combined insurance?
Some of the main benefits of commercial combined insurance is that it will automatically index linking at renewal to buildings and contents. There are also legal expense exclusions as part of the insurance cover.
What happens if the beneficiary of a life insurance policy is deceased and there is no will?
In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.
Are life insurance benefits part of a will?
It will state on the life insurance policy the name of the person or persons who are to receive the death benefit. Since a life insurance contract is a legal document, the insurance company is required to carry it out exactly as stated in the policy. The money may be argued over from that point, but the will cannot dictate where the money from a life insurance policy goes.
