Debt and Bankruptcy

Is it legal for an agency to require payment for another person's debt before issuing a letter?

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Wiki User
07/16/2015

Who is the other person? Unless it is your debt or your are the spouse of a debtor and have joint debt or community property debt this doesn't make sense. Although collection agency seldom know what they are doing, legal or otherwise. They do not need to notify you in writing before they call. But you definitely have the right to be informed of the debt. Who the creditor is, who the debtor is, what the amount is, and so on. In writing within thirty days of your request for the information. This sounds like some sort of "scam artistry" to make some one who isn't responsible pay the debt.