answersLogoWhite

0


Best Answer

It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy.

It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.

User Avatar

Wiki User

โˆ™ 2010-06-28 22:28:42
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides

Nutrition

22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Insurance

22 cards

What is recreational activity

How do you make smiley faces

What is the approximate cost of raising a child for eighteen years

Which nations were the world's leading exporting nations during the mid-1990s

โžก๏ธ
See all cards

Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Add your answer:

Earn +20 pts
Q: Is it legal to drive a car that is not insured on your insurance?
Write your answer...
Submit
Related questions

Is it legal to drive without insurance in florida if the car your driving is insured?

If the car you are driving is insured then you are not driving without insurance.


Can insured person drive an uninsured car?

We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.


If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.


Can you drive a car if you don't have insurance but the car does you have a License?

All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.


Can you drive a car that is not insured but you have insurance in the UK?

In the UK you must have insurance that covers you to drive the car in question.


Can you drive a car that has insurance but not under your name?

If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured


Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


Can you drive someone else's car if you have a valid license but are not insured?

Is the CAR insured? If not, it's not legal.


My son owns a car that is not insured. can I purchace liability insurance for that car and drive it legal?

In most states insuring a family members vehicle is acceptable. If it is not in your state then the vehicle can be insured in the sons name with you as an additional driver.


Is it legal for a car dealer to let you drive off there lot without insurance?

Not onto any public roadway, it isn't. When you go for a test drive, the car is insured by the dealer. Once you sign the paperwork, you must have your own insurance on that vehicle.


Can you buy insurance if you do not own a car but drive a car which belongs to someone else who is not insured?

The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.


Do you need insurance to drive someone else's car?

The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.


If you drive your mother's car and I'm fully insured can I drive it?

No only those designated by the insurance holder may drive the car.


Can you drive your dad's fully comprehensive insured car with his permission?

It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.


Are you insured if you drive someone else's car?

that depends on their insurance policy


Does the car you want to drive with learner insurance on it need to be insured elsewhere before you can drive it?

There is no such thing as learner insurance. Any vehicle you wish to drive must be insured if mandated by law in your State, Province, etc.


If you have an insurance policy to drive any vehicle would you still be insured to drive a car that is not insured by the owner?

The answer is "it depends." I know of no insurance companies that issue policies "to drive any vehicle" ... automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver. There may be exceptions, depending on the underwriter and the particular policy involved.


If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?

In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.


If your father has insurance on his car but does not have a drivers license can you drive the car and be insured you have your own car insurance?

He can't drive the car, but if something were to happen to it (ex. a tree falls on it during a storm, or it rolls out into the street and gets hit), it'd be insured. If anything, his insurance might be a bit cheaper because they wouldn't expect the car to be driven very often.


Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?

You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.


If you have lost your license can you still insure a car?

This depends where you live. In some countries the car is insured itself and anyone can drive it, but in other countries a car owner is insured. In the countries where the owner is insured, you will not get insurance without a valid driving license as you are not allowed to drive the car anyways!


If you no longer drive a car and cancel your insurance will your recordrate get better or will it essentially stay the same due to not being insured during that period?

It is not going to make a difference if you cancel your insurance or not. If you drive a car, you must have car insurance.


How long do you have to get insurance from the day you first get your license?

You don't need to get insurance just because you got your license; it's not directly connected like that. If you have a valid license, and don't own a car, you could drive someone elses car that is insured by them. BUT you do need insurance to register a car and be legal. You would want insurance the day you buy and register a car.


Can you drive cat c car with mot tax and insurance?

Yeah? If Your Insured To Drive It n Have A License


If a car is insured in the state of Georgia under someone your boyfriend knows then can you drive the car if you aren't on the insurance?

Usually the insurance on the vehicle covers any driver who has the permission of the owner of the vehicle to drive the car.