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Is it legal to give credit to a minor?

Updated: 8/20/2019
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12y ago

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If you go to a bank to open a account for somebody under 18, they can only get a debit card. When they get older, whoever it is should be able to change it to a credit card. However, it is up to the holder of the card if they give it to somebody under the age of 18.

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12y ago
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Q: Is it legal to give credit to a minor?
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How do you get a credit card when you are a minor?

Your parents or legal guardians can request one for you. As a minor, you can't get one yourself as you don't have the legal authority to accept the contract terms.


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No one in their right mind will give you a credit card if you are a 17 year old. It is against the law for a minor to enter into a legal contract or agreement, such as a credit card agreement.that is true you have to be atleast 21 and you have to have some kind of job


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Can a child be obligated to pay a parents' credit card debt when they are of legal age if they were assigned a card as a minor?

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Why can't you get a credit card if you are 17 and have a steady job with a good income?

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