Yes. You need to discuss it with the lender to determine if the proposed co signer qualifies.
Not without refinancing the existing loan and changing the names on the title to the property..
Some reasons for refinancing a mortgage is lowering mortgage rate, change in family composition, purchasing other properties for investment and switching the mortgage type from Adjustable-Rate Mortgage (ARM) to a fixed-rate mortgage.
Refinancing a loan means that you are essentially paying off your mortgage with a new loan. Refinancing is often used to change your loan from an adjustable to a fixed rate and can be a way to lower your monthly payments or take cash out of your home's equity. The process of refinancing is very similar to getting your original mortgage.
Home mortgage rates change often. The current mortgage rate offered by Bank of Scotland is 18%. They also provide ways of bringing down your mortgage rate with a refinancing.
They make money on the fees for refinancing and also by taking business away from other banks when consumers change banks. Refinancing specials allow banks to acquire new customers.
When looking for resources to assist with finding how how mortgage rates change, there are several options. If you are in search of information regarding how mortgage rates change, you can speak with an employee at your bank or you can gain information online through Bank rate or other home loan and mortgage resources.
It is possible to change the term of one's mortgage. The monthly mortgage payment amount will change since one is paying the mortgage off for either a long period of time or a short period of time.
change mortgage from tic to jtwrs
varialbe-rate mortgage
One has nothing to do with another.
varialbe-rate mortgage
fixed-rate mortgage