Yes.
It may be challenging to claim accidental death benefits with an unknown cause of death since the circumstances cannot be clearly defined as accidental. Insurance companies typically require a clear cause of death to process a claim. You may need to provide additional evidence or documentation to support your claim.
Most insurance companies will require 3 things at time of claim in order to receive benefits:1. Death Certificate2. Completed Claim form3. The original Life insurance policy (if you have it)Therefore, yes you would need a cause of death.
You contact the insurance company, fill up the claim form and submit documents like proof of death, proof of relationship etc and then the insurance company will process your claim and settle the money
yes you can claim disability benefits for a child's wrongfull death
The benefits of combined life insurance are lower monthly payments, more life insurance coverage in case of injuries or possible death, and of course not passing the burden to your family in case of tragedy.
If you want to be sure your claim gets paid, and not denied, get the death certificate before you send anything to the insurance company. Many times we see death certificates that state causes of death, such as "head trauma...due to intoxication", that are not accurate but will certainly get the claim denied. If you get the death certificate first you can deal with any issues of improper reporting. I work at the Center for Life Insurance Disputes and we help clients collect death benefits.
whole insurance
Once you send in the beneficiary claim form and an official death certificate, the benefits are usually paid within one to two weeks.
I need to report my father's death and collect on his life insurance policy.
Yes, Mostly... If the death is by suicide then, Insurance companies do not settle death claim, but in most other cases they do.
Death benefits really depend on the life insurance company. The best place to find information on death benefits is to visit and talk to a life insurance company, as they will talk about and mention all the important death benefits that may be important.
No. A death or injury due to recreational drug use is specifically excluded from an accident policy, as such a claim is not a true 'accident.'