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Is it really necessary to buy cruise insurance?

Updated: 8/20/2019
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12y ago

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"Cruise insurance can help in a number of ways. If the cruise you're taking is cancelled, then you may be able to obtain a partial refund for the price you paid for the tickets. You may also be able to collect on credit card purchases made during the cruise if the merchant does not deliver the promise they gave you."

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Q: Is it really necessary to buy cruise insurance?
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Related questions

Where can one buy a ticket for the cruise in Mexico?

One can buy a ticket for a cruise in Mexico by visiting a travel agent. A travel agent will be able to book a cruise, purchase insurance and provide great information about vacations.


How do you buy car insurance before you buy the car?

It may not be necessary, I would wait til you know what the car is.


Should you buy travel insurance for a cruise through the cruise line or your travel agent?

Actually, anyone you purchase insurance from is going to make money on it. Neither the cruise line nor the travel agent charge extra commission on top of the cost of insurance. The insurance company writes the insurance for a set amount. They pay commission from that amount back to the retailer or cruise line. Additionally, one insurance company may have many different prices for the exact same policy, depending upon who they are writing the insurance for. The cruise line and the agent are, in most cases, selling a product like TravelGuard, TripMate, Travelex or Access America, among others. Check out all three options (cruise line, agent and insurer) and go with the most coverage for the least expensive price. Prices fluctuate all the time. This time your agent may have the best price. Next time it might be the cruise line or the insurer. Just be sure to check reimbursement method. Some travel providers (cruise lines, tour companies) only reimburse through future travel credit. Bon Voyage! * Neither. They both charge a commission. Commission is a built in part of all travel insurance premium. If you go directly to the company, they save the portion of the premium that would have been paid in commission, not you! The best place to buy insurance is from an online travel insurance comparison site. Most consumer advocates will tell you not to buy directly from the cruise line due to the fact that certain restrictions apply if you do. Not every company has the same coverage. Check carefully. A competent travel agency generally works with multiple travel insurance companies and can provide a comparison for you. In most cases third party coverage is cheaper than the cruise lines and provides better coverage. If you are concerned that the cruise line might go out of business, be sure to get insurance from a 3rd party. If the cruise line goes out of business, so does their insurance, and then you are stuck.


How can I avail a cruise sale offer?

Yes there is lots of cruise sale offer on internet and you can buy cruise online and make payment online. You can buy cruise according to your requirements.


Where can you buy a cruise ship?

At a company who makes cruise ships.


Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?

Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.


is there a place online where i can buy cheap automobile insurance?

www.geico.com really is a good site for that.


Advisable to buy travel medical insurance?

Yes, travel medical insurance is ideal when going on a long cruise. You never know what obstacles might occur and you never know what medical attention my be needed because of your trip.


Can I buy home owners insurance online?

You can buy home owner's insurance online from a number of websites. My favorite is Allstate.com since well, they have really funny commercials featuring the character "Mayhem".


Can your son buy your homeowners insurance?

No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not.


WHat type of insurance would cover a mishap while on a trip?

Most people who travel should buy travelers insurance. This can definitely be a good thing is something happens to you on your trip. They also cover things like if you miss your cruise for example.


How much spending money should you bring on a cruise cruise?

It depends on how much you want to buy, and it also depends on what cruise your on.