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Is it required either by law or insurance company to file a police report on an accident?
Wiki User
∙ 18y ago
I can speak for the State of Indiana on this one. When two parties are involved in an accident and the TOTAL of damage to BOTH vehicles AND any third party property is $1,000.00 or more a police report is required(by law). A form called an SR-21 is also required in Indiana to be filled out and sent to the BMV within ten days or the drivers licenses of the non reporting party will be suspended. Insurance companies have their own guidelines that you agree to when you sign your policy. The prudent thing to do in any accident is to have a police report done as well as report it to your insuance company. One reason, being the phenomenon of damage increasing after the accident as well as the neck pain that seems to come about after the "victim" has been talking to friends and relatives.
Wiki User
∙ 18y ago
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If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Who owns the salvage in an auto accident?
Either the cars owner or the insurance company who paid for the totaled vehicle
Is being an auto accident lawyer a lucrative profession?
The auto accident lawyer collects a percentage of the insurance payout and that can be quite lucrative. Sometimes a lawyer is required to protect either the victim or the person who caused the accident.
How can one contact insurance companies about traffic accident claims?
To contact an insurance company, an individual can find the telephone number from either the phone book or internet, or alternatively contact them over the internet.
When your company offers health insurance are you required by law to have health coverage to work Do you have to opt in?
If you are required by law to carry insurance, you can either have it through the employer or provide your own. They cannot legally force you to opt in to their coverage.
Do you need a license to open an auto insurance company?
It is unclear whether you are referring to an insurance company (the risk-bearing entity) or an insurance agency (the business that sells the insurance policies to consumers). In either event, licenses are required, but obtaining them involve far different processes.
Can you get someones auto insurance information if you have their licence plate?
Yes, you can. If you are involved in an accident and have their license plate, either file a police report and the police will get the information for you, or,contact your insurance company. Keep in mind, insurance records are NOT public information.
If a car accident was considered the other persons fault how long does their insurance co have to approve the repairs to your car?
Not sure I understand the approve part because the car must be fixed. I would either contact your insurance company for help or get a body shop that will automatically bill the insurance company.
What information by law has to be given at a car accident by either party and do you have to give your address out?
Yes you do have to give your name and address (they'd get it anyway) and the name of your insurance company. If the police were present be sure you get a copy of the accident report. Marcy
What does a deductible mean if you are in a car accident?
A deductible, or insurance deductible, is an amount of money the first of which the insurance company will not pay towards the cost of the loss suffered. For example, a $500 deductible means that the insurance company will not pay the first $500 of a loss. Deductibles are made for the purposes of keeping the costs of insurance down by making the insured pay a certain amount of money and not make a claim towards minor losses. If the accident is the other person's fault, either their insurance company will pay that deductible or you can sue them in court.
How do you know if you can be insured to drive a company vehicle?
If you are the owner/operator of your own company vehicle, you purchase auto insurance intended for business. If you're working for a company, they are required by law to either have fleet insurance (insuring large amounts of vehicles), or auto insurance intended for business use regardless of driver.
What is the first step in placing an auto insurance claim?
First contact your car insurance company and tell them the details to the accident. They will help decide whether to fill out a claim or not. Many times you can do it either online or on paper at their office.
