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Is it required to buy renters insurance in Florida?

Updated: 9/16/2019
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12y ago

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In the state of Florida, it is not required for people renting real estate to purchase renter's insurance, but the state also does not offer any other type of protection for these renters.

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Q: Is it required to buy renters insurance in Florida?
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Well, Not really, When you buy a renters insurance policy you have to declare that you are a renter. If you have a loss and the insurance company discovers you lied, They will not be required to pay for any claims due to a fraudulent statement on your application.


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Where could a person buy renters insurance online?

You can purchase Renters Insurance from multiple sources both on and offline from sellers such as Esurance, GEICO, and Statefarm. You might also find there exists local options that will offer better rates for in-state buyers.


How much does it cost to buy renters insurance?

The price of a renters insurance depends on various factors, like how much the seller wants for it and where the insurance is bought from. The average price lies around $110 a year, but this can increase up to $200 a year.


Can you share renters insurance with your roommates?

Renters insurance is definitely worth getting. Most agents or brokers from whom homeowners insurance can be purchased can also write renters insurance. As for renters insurance being shared... since you are renting the premises, renters insurance covers contents only (not the structure of the building). The policy that you buy will specify the meetes and bounds of what is covered. It is important that you list on the application or other document tendered by the agent, the items that you wish to insure. The value of the items will determine the amount of coverage that you buy. If you are buying the insurance with your roomate, be sure that both of you are shown to be insureds on the policy. Keep in mind, though, that if you part ways, the policy may have to be altered for the person who moved because the risk has changed (the property insured will be relocated to a new location). Get receipts, photos, and descriptions ready for each of the items, especially the expensive items, and tell your renters insurance company that you want to add additional items to your renters insurance policy.


Where can I find more information on the company buy renters insurance?

Most insurance companies offer renters insurance for a small fee to existing customers. Some only a few dollars, first you should check with your current insurance provider after all it's already a company you trust.


Can you buy a car in Florida with a DUI?

You can buy a car in Florida with a DUI, but you may not be able to get insurance for it.


Should I buy renters insurance when I rent a house?

yes. what if you fell and just happened to put a whole in the wall, are you covered?


I just got my first apartment, and I was told I should get renters insurance. What does renters insurance cover?

Renters insurance covers all of your belongings that are inside your dwelling in the case that something bad happens (like a flood or a fire). It is kind of like homeowners insurance but for renters. If you cause damage to the landlords property you will be covered.If you cause damage and you do not have renters insurance,the land lords insurance will cover him or her and after the property has been repaired,the landlords insurance company will demand that you pay for the damages,if you do not they will and can sue you and even attach your wages. I am NOT an insurance agent, i am a landlord and i highly recommend that my tenants buy this insurance it is cheep.If they don't,and something happens and its their fault,i am covered but they will be left holding the bag. I hope this helps you. Covers furniture plus more Go ask your account if you Can or type money and for a sake of it in google