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Q: Is it true that a creditor must send you a certified letter before placing something on your credit report?
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What is the normal time before a creditor can use a collection agengy to collect a debt?

Generally a Creditor will wait 180 days from the date of the last payment before passing the account to a Collection Agency


Where can you get a us certified check?

They will send me payment have order email number and form of a certified check or money and and it will be delivered to before the week run out


How do you dispute a chargeoff account that the creditor refused to validate?

Technically this should be very easy. Write a letter to the (3) credit reporting agencies stateing that this information is/may not be accurate. They will then request that the creditor verify the information. If the creditor does not respond in 30 days then the entry should be removed. That's the way the law is written, though some credit agencies will give more time to the creditors before removing.


How soon can a vendor send a client's account to a collection agency?

There is no law that restriction how long a creditor or business must hold a bad debt before forwarding it to a debt collections agency.


Irs has not received your income tax form sent in 41309 by certified mail?

Relax. They are still going through the huge amount of last minute mail. Wait a few weeks before panicking. And actually, never panic on this..you did exactly the right thing by sending it certified. Legally, the IRS has receved your return...a USPS mailing receipt for certified or registered mail (see IRC Sec 7502(c)) is considered prima facie evidence of receipt by the US Government (IRS), and your certified mailing receipt proves this happened on time. You're completely covered.

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What is the normal time before a creditor can use a collection agengy to collect a debt?

Generally a Creditor will wait 180 days from the date of the last payment before passing the account to a Collection Agency


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One day.


Is the original creditor required to notify you of debt before using a third party collection agency?

Yes, the original creditor should have notified you that you had an outstanding balance. The creditor also notifies you that they will be submitting your debt to a "third party" collection agency. This is usually the final notice before your debt is sold. If you never received a notice, it is not required that the original creditor send you notice, all it is is common curiosity that they do.


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Studies Demographics before placing ads on television shows.


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Yes. You must have BLS (basic life support) BEFORE you may become ACLS certified (advanced cardiac life support). And you will need to take your proof of BLS with you to the ACLS class.


Do you put a comma before the word just?

No, typically a comma is not needed before the word "just" in a sentence unless it is part of a longer introductory phrase that requires a comma for clarity. It depends on the specific context and structure of the sentence.


Can a creditor garnish more than the amount owed?

Some companies require you to pay fees that are cost to them to take the legal matter.


What is the length of time a creditor can collect on a debt before it is wrote off?

6 years


Are there garnish bank accounts in South Carolina?

Yes, a creditor can garnish a bank account in South Carolina. The creditor will have to obtain a judgment from a court before a bank account can be garnished.