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This subject is a real catch 22. You may be able to slide out clean with the account just disapearing from your cbr however, if the account has been through multiple collection agencies with out success of collecting the money owed another c.a or attoney's office may purchase the account and place a new tradeline on your credit which will show up as a collection agency with the same balance that the credit card was or place a civil judgment on the public records section on the cbr which is even worse.

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โˆ™ 2011-09-13 03:18:32
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Q: Is it worth it to pay off an old credit card debt from 5 years ago or should the 7-year mark just take care of it and are there benefits either way?
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