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What else can I help you with?
If I own an older home is it possible not to end up paying more for my homeowner's insurance?
Yes you can have the home assessed for value. If the home is worth less then you can pay less for coverage.
Do insurance companies pay the amount on a homeowners policy for older modular homes?
They would pay up to the limit of your insurance coverage, but if its an older modular home its value may not reach your limits. They would basically pay to replace it with another modular home or with something similar. LKQ - Like kind and quality.
Is pet insurance worth the cost?
Sometimes pet insurance costs more that the pay out. You should gather information about how much you pay per year to your vet and then see if it's worth it to get insurance.
How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
Does accidental death insurance pay twice what it is worth?
This insurance pays the face value. There is no other way to determine the worth
what if the insurance company tries to pay you less than what the car is worth?
screw the insurance then
Does home insurance pay for home equity line of credit when you have a house fire?
No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.
What perils is covered on an H08 policy?
An HO-8 policy is generally made for an older home in a situation where you may not want to carry the amount of insurance it would take to rebuild the home as it is. This policy is an Actual Cash Value policy which means that they will pay claims based on what the real estate value of the home is rather than what the replacement cost of the home is. An HO-3 requires that you insure the home for the amount that it would take to rebuild it as it is with similar material. In this case, a homeowner may not want to pay for $400,000 of insurance when the home is worth $100,000 on the real estate market. With an HO-8 or HO-10 policy you can purchase $100,000 of insurance and if the house burns the company will pay you $100,000 for the home plus the amount for you contents inside the home.
Is it worth it to get a home insurance policy?
Yes one should always a home insurance policy. They protect one in case of burglary, accidental damage or natural disasters such as floods and hurricane damage. Without insurance one could have to pay thousands of dollars for potential repairs.
What will insurance pay for your car if totaled?
It will pay the sum your vehicle is worth according to BLUE BOOK
Will a funeral home wait for you to receive life insurance to pay funeral cost or do you have to pay before funeral service?
Life Insurance Company will pay such amount to you after you submit the death certificate in insurance company. Fist you have to pay to funeral home and after that you will receive insurance amount from the insurance company. Here is link from where you got the local funeral home information in detail and ask them for the same. http://www.allfuneralhomes.com/
Does my homeowners insurance pay for your loss of pay when you fall in your own home and out of work?
No
