It covers you if you hit someone for their damage only. It wont cover any damage to you and your own car.
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
Liability insurance covers damages to the property or body of others, it does not provide any coverage for yourself of your property. Each state has a minimum coverage which depicts the cost of "cheap" liability auto coverage.
Auto insurance that's "as cheap as you can find it" generally only gives you the state minimum coverage. You won't get coverage for theft, for instance.
Liability coverage is usually much cheaper than a full coverage policy. However, the final price will depend on your driving record and year of the car.
People buy cheap liability insurance if their vehicle is not nice enough or new enough to warrant full coverage. The cost of the insurance ends up being more than what they would get if they needed to make a claim.
Term insurance refers to life insurance. ( for people not objects) If you are looking for comprehensive ,collision, or liability coverage for your helicopter, check with your auto insurance agent to see if such a coverage exists.
If the car you have is new, it is safer to go with full coverage. If it is old there is likely little reason to bother paying for more than liability coverage.
Homeowners insurance covers many things for a homeowner and varies from coverage to coverage. It covers personal liability, damage to one's dwelling and the contents inside the dwelling.
"Many companies offer cheap commercial liability insurance. About every company has the same coverage at around the same price. Allstate, CApotial one."
You can use aipso.com/AZ/ They have automobile plans that were created to provide insurance coverage to eligible risks who seek coverage and cannot find it through the voluntary market. These plans are offered through shared insurance companies so they will find you the best possible deal.
The price of the insurance on your truck will depend on the policy you get. For example it will be cheaper for just liability than for full coverage. You are looking at around $100 a month.
Call an agent and ask, but I suspect you can not just buy liability insurance. You can buy a real cheap HO policy with minimal property coverage and max out on the liability. Why would you not want personal property coverage anyway? 4lifeguild