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What else can I help you with?
What types of motor insurance coverages are there?
The types of Motor Insurance coverages that are available are Auto Liability Insurance, Liability Car Insurance, Personal Injury Protection and Collision only. The type of coverage also depends on the state as they have different laws.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
What can you do if your car was stolen and you only have liability?
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
Are contractor's liability insurance policies only written if the policy holder also gets workmans' comp insurance?
Contractor Liability InsuranceNo, You can purchase Contractors Liability Insurance as a standalone coverage. Many companies offer Contractors Liability coverage with or without your workman's compensation coverage. Depending on the nature of your business structure, you may not even need Workers comp coverage.It is perfectly fine for you to purchase the two coverages separately. You may however get a better rate if purchased together because some companies will offer you a discount for placing multiple policies with the same company.
What is the average Michigan car insurance rate for liability only policies?
The average Michigan car insurance rate for liability only policies is about $2000
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Can I get Car Insurance that only covers liability and property damage?
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
What is insurance endorsement CG20051185?
Insurance endorsement CG20051185 is a specific type of endorsement used in commercial general liability (CGL) policies. It is commonly referred to as the "Additional Insured – Owners, Lessees, or Contractors – Scheduled Person or Organization" endorsement. This endorsement extends coverage to additional parties, such as property owners or contractors, by including them as additional insureds on the policy, but only for the specific projects or locations listed in the endorsement. It helps protect these parties from liability arising from the actions of the named insured.
Can a homeowner buy a liability only policy?
Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
Do home painting contractors have to be certified in the state they work in?
It depends on the state. Some do require certification, others do not; however, at the least you will probably have to have Workmens Compensation Insurance and a Business License. Also, many General Contractors will require you to have a Liability Insurance policy. Yes a contractor must be licensed and insured int he state in whihc they work. Otherwse you are not dealing with a contractor,only someone claiming to be.
What is the difference between employers' liability insurance and public liability insurance?
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
