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Is my restaurant covered under my landlord's insurance if it burns down?
Wiki User
∙ 17y ago
The structure is covered but the contents of the restaurant are not. For instance, your ovens, sinks, dishes fixtures, tables,etc would not be covered. You must have liability insurance for the CONTENTS of the restaurant. I don't know everything about insurance, but I do know that liability insurance won't replace your furnishings. You will need the commercial equivalent of the comprehensive part of Homeowners Insurance.
Wiki User
∙ 17y ago
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If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?
Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.
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A lamp burn on your carpet may be covered by homeowners insurance. It will depend on the policy that you have since all policies and companies are different in what they cover.
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Why are wounds covered?
Wounds such as third-degree burns must be covered as quickly as possible to prevent infection or loss of fluid.
Do insurance companies have insurance to pay for their buildings in the event that they burn down?
Yes if you have the right coverage, and its not Arson, and the Peril ( the reason for the loss ) or what was or is the cause is not excluded. For example if you do not have Earthquake Insurance, on your home, and an earthquake causes a fire, and your home burns down, it may not be covered. Check with your Agent or Broker, many times he will explain you better than the carrier or the Adjuster.
What happens if your house burns down and you have no insurance?
you ring Laura brady
Why do people need insurance?
So in case they get into an accident their insurance can pay for the damage. -becuase if you dont have insurens on your house and i burns down in a fire, you have to pay for it all by yourself. if you get in a car reck or if someone totals your car, you have to pay for the dammage. with ensurance you pay a monthly fee and if something like that happens your covered.
What should the victim of an electrical burn be covered with?
Electrical burns should be loosely covered with sterile gauze pads and the person taken to the hospital for further treatment.
You have insurance on your home but no replacement insurance What does this mean?
HOAIt means our policy is based on actual value rather than replacement cost. It means that the insurance company is not guaranteeing you the replacement of your home if it burns down. For example, your insurance policy limit is $200,000, but the cost of replacing your home is $210,000, if you had a replacement policy, the insurance would pay for the replacement of your home despite the fact that your insurance limit is only $200,000. However, the insured value at the time of the loss is usually required to be at least 80% of the replacement cost before your policy is covered on a replacement cost basis.
If your home burns down and cars are in the garage which insurance policy pay for the autos?
Auto insurance and burn down everyone Else's house to make it equal
How did the Oregon Trail Pioneers treat burns?
they covered the burn in egg white
