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Q: Is not a banking term or fee that could result into an additional charge on your checking account?
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Does Intrust Bank charge checking fees?

"Yes, Intrust Bank does charge an $8 checking fee for those account holders who do not maintain a $1,000 balance or do the majority of their banking on line."


What is an over limit fee?

In banking an over limit fee is an additional charge imposed by the bank due to your the funds in your account. It is a penalty charge for going over your account limit.


Is WaMu online banking an extra charge?

Wamu bank, which is now called Chase, has free online bill payments if you use a Chase personal or business banking account (unless it's a Chase Customized Checking account, in which case you pay 5$ a month.)


Chase Your Checking Account?

Long a leader in the finance industry, Chase Bank now offers both individual and business banking accounts to its customers. At this point, their Total checking account offers a free debit card, free online banking and bill payment, free mobile banking and free account alerts. In addition, there is no additional charge to access their vast network of more than 16,000 ATMs and more than 5,000 branches through the U.S.As a promotion, Chase has been offering cash incentives to those who sign up for a new personal Total Checking account with them; this can be done online or in a branch. Their student account incurs no monthly minimum charge if it has direct deposit or is linked to a qualifying parent or guardian checking account; both of these accounts require a $25.00 minimum to open. The Total Checking has no monthly service charge with a direct deposit of $500 or more, or a monthly minimum daily balance of $1500. Accounts not meeting either of these conditions will be assessed a monthly service charge of $10.Chase Bank has two interest-bearing personal checking accounts, the Premier Plus and Premier Platinum Checking, for those who maintain a higher balance in their checking account. Both come with:A free safety deposit box.A free savings account with a higher rate.Two additional free checking accounts.A BusinessSelect account with no monthly charge.Free checks.Four non-Chase ATM transactions at no charge.However, the Premier Platinum also comes with: Free overdraft protection transfers.Free incoming wire transfers.Free stop payment orders.Both the Premier Plus and Premier Platinum require a $100.00 minimum to open and the monthly service fee of $25.00 is waived with an average daily consolidated balance of $15,000 for the Premier Plus or $75,000 for the Premier Platinum.Online account alerts are a convenient way for the account holder to keep track of their account. Should there be an overdraft or unauthorized activity on the account, alerts can be sent either via phone or email so that the account does not incur additional fees.Whatever the need, Chase Bank has a checking account that can fill it and provide free money as well.


How much does it cost to open a Citibank Online Banking account?

On the Citibank Online Banking site, you can easily create your own Online Banking account. By selecting your state, you will immediatly find out that creating an account is free of charge.


What is the monthly service charge on a checking account with Commerce Bank?

The monthly service charge on a checking account with Commerce Bank is anywhere from $8.00 to $10.00 depending on the account type. These fees only apply if a minimum balance is not maintained.


Does it cost money to use a bank account?

Actually it depends. Most banks provide basic banking facilities like checking/saving accounts to customers free of charge (As long as they maintain a basic minimum balance) but if you want specialized services like International Debit card or mobile banking etc. the bank may opt to charge for that.


What is essential account at Wells Fargo?

I used to have an Wachovia Essential Checking account. It provided with free access to Online Banking with BillPay, free Balance Alerts, Online Statements, and Wachovia Mobile® note. They had no monthly service charge and no minimum balance. And no direct deposit was required. Now that Wells Fargo merged with Wachovia, they called this grandfathered account Wells Fargo Essential Checking.


How much does it cost to use RBS Internet Banking?

There is no charge to use the Royal Bank of Scotland online banking. As long as one has a bank account, one can check their account balance and other features.


What is a no-fee checking account?

A No Fee checking account is one in which the bank does not charge you any fees like monthly fee, minimum balance fee, transaction fee etc. these fees are usually charged by most banks to their checking account customers. Not many banks offer such no-fee checking accounts.


How many bank accounts should you have?

At least 3. A checking account, a savings account to link to the checking account so the bank doesn't charge you for overdraft fees and a separate savings account in a different bank just in case of emergency purposes.


When, if ever, is there a charge applied for using online banking?

Most banks do not charge for using only banking to view account details. Charges begin if you use the bill paying system or if you transfer money between accounts.