Yes it is covered. If it can be proven that the neighbor was negligent in not removing dead trees that they knew were dead or should have known. In this case the neighbors homeowners insurance would pay for removal under their liability coverage. In most cases each company would pay for the trees on their property.
There is no compensation on homeowners insurance for a broken wrist. Much more information is required to determine if home insurance will even be involved at all as I doubt that it will be.
It is possible for a homeowners insurance policy to cover a condemnation. However, many factors are involved including location and size of house before a final decision can be rendered.
Extended coverage form 2. Also known as the HO2 or HOB homeowners policy form. No codes involved.
no it won't. homeowners insurance needs to meet the definition of an "occurrence" to trigger coverage - an uncompleted job doesn't trigger the homeowners policy. contact better business bureau and attorney general (if fraud is involved)
No
Not if the injury occurred away from the home No. And also not if any crime was involved.
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
A homeowners policy does not cover and specifically excludes self-motorized vehicles except for lawn mowers used exclusively for maintenance of the property insured. Even in this case the mower is covers if damaged in a covered cause but bodily injury is not a coverage included on a homeowners policy.
If i were you i would go and ask your neighbors if they could help you move the snow and build a new fence. There is no criminal charge, so the police will not get involved. What you can do is bring a civil law suit against the snow plow contractor. They should have insurance to take care of these types of issues. I'd start with a letter to the contractor and depending on how they respond, I'd contact a lawyer in your area. You might also contact your homeowners insurance company. They may help pay for the damage and then go after the contractor.
what people were involved in building the great sphinx
Contact the schoolbus company FIRST and get their info. Then contact your own insurer. Your house policy only applies to articles/devices damaged in the accident such as a MP3 player for example.
Having insurance in general is important; auto insurance especially. Not only is it illegal to drive without auto insurance, but if a person were to get into a car accident, he/she would have to exchange insurance information with the other person involved in the accident. A hefty fine can follow if he/she does not have insurance. The insurance will pay for the damages done so that he/she does not have to pay out of pocket. The same goes for homeowners' insurance. If damages are done to a person's house, then the insurance will pay for the damages. Overall, it doesn't matter if it is 21st Century Insurance or another insurance company. Insurance is very important to have.