You can get a discount if you have your personal vehicles insured with the same company that your business vehicles are insured with. This called multi-lines discount and can result in substantial savings.
Any bank can give you information about FDIC insured savings accounts. Most deposit accounts are insured. Check at your local bank or online to see if there is a fee involved.
Deposits in a savings account in a federally recognized banking institution are insured by the F.D.I.C. (Federal Deposit Insurance Corporation). Piggy banks hidden in a closet do not count. :-)
how do i self insure my vehicles
everbank.com
Of course
Most large corporations are "Self Insured".
Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".
There are many different types of savings vehicles out there to fit many different needs. Some examples include Money Market Accounts, Vacation or Christmas Clubs, Savings Bonds, and 529 accounts.
It's best to drive only the vehicles your parents are insured under.
All types of traditional bank accounts such as checking accounts, savings accounts, CDs (Certificates of Deposit), etc. are insured by the FDIC.
Only VEHICLES are required to be insured, not individual drivers.