Is the credit cardentertainment cardbank cardor other similar cardwith a stripe that contains information identifying you and the card?

Choosing a Platinum Credit Card ?

A platinum credit card used to be the best credit card issued. The type of card issued depended on credit score and income. People frequently started out with standard cards and worked their way up through gold cards to platinum cards. Not surprisingly, platinum cards had the best interest rates and offered better rewards programs. There are many more levels of credit cards now, including clear, black, and titanium, but platinum cards still offer a number of benefits to consumers. Fortunately, many more people are now eligible for platinum cards.How to Choose the Best Platinum CardWith platinum cards more accessible than ever, consumers with a solid credit score have many options to choose from. While shopping for a new credit card, consumers should look at the following factors in order to determine which credit card will provide the greatest benefit. 1. What is the interest rate?The most important factor for most people is the interest rate. When comparing interest rates it is important to read the terms and conditions carefully. Many credit cards offer a low introductory interest rate, which is then raised after a period of six to twelve months 2. What fees apply?Some cards have no annual fees, while others charge up to $100 a year. Depending on the consumer's needs, this could influence their choice in a platinum credit card. 3. What benefits does the card offer?Some credit card reward programs offer free airline miles, gift cards to stores and restaurants, or even cash rebates. When determining which card to use, it is important to find a reward program that the consumer will actually use. For example, someone who does not travel will get no benefit from airline miles, and may choose a program that offers gift cards instead. 4. How is the customer service?>While it can be difficult to judge the customer service when there have been no personal interactions, asking friends and family about their experiences with a credit card company can be valuable. Additionally, speaking on the phone with a customer service representative can provide some idea. 5. How is security?Credit card holders frequently fear losing their credit card or information. It is a good idea to ask the credit card providers what type of security is in place. It is also beneficial to ask if there have been any information leaks recently. Previously a status symbol for the wealthiest, platinum credit cards are now available to many credit card holders. While it may be tempting to grab the first offer that comes in the mail, the steps outlined above can help ensure that the credit card with the best rates and services is chosen.