read your policy. policies differ.
Existing damage is never covered.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
yes. it is a covered loss Payable under comprehensive or "other than collison"
No, only damage to the vehicle is covered.
It covers physical damage to your car. It will pay for repairs.
hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.
Comprehensive and Collison are the two types of physical damage coverage.
Yes, because they did it. Even if they're covered, they must pay for the damage that they did.
In a Non Permissive use accident, The insurer does not cover damage or injury to another party, However damage to the vehicle being driven will likely be covered the same as if the vehicle was stolen and damaged.
If you carry Comprehensive Coverage on your car, you are covered for vandalism. Comprehensive covers you for all "Physical Damage" to your vehicle including thef and vandalism. One note: if you are keeping your car at a location other than your home, you need to list the alternate location on your policy.