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read your policy. policies differ.

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20y ago

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Related Questions

Will your insurance cover hail damage before you owned your car?

Existing damage is never covered.


Will full coverage car insurance cover electrical?

Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.


Are you covered on a family member's car insurance?

Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....


What car damages are covered under the cheap car insurance cover?

The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.


Will an auto insurance company repair a car that has had an electrical fire even if there is no physical damage to the body of the car?

yes. it is a covered loss Payable under comprehensive or "other than collison"


If you have liability insurance and somebody hits your car is the stuff in your car covered such as subwoofers or a laptop?

No, only damage to the vehicle is covered.


What does physical damage auto insurance cover?

It covers physical damage to your car. It will pay for repairs.


What do you do if you were not at fault for the accident but have no insurance?

hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.


What are the different types of Physical Damage Car insurance?

Comprehensive and Collison are the two types of physical damage coverage.


If a uninsured car is hit by another car that's covered are they responsible for your damages?

Yes, because they did it. Even if they're covered, they must pay for the damage that they did.


If a mother owned a car with full coverage insurance and her 22 year old son with a license took it without permission and had an accident would it be covered?

In a Non Permissive use accident, The insurer does not cover damage or injury to another party, However damage to the vehicle being driven will likely be covered the same as if the vehicle was stolen and damaged.


Are cars covered for vandalism away from your property?

If you carry Comprehensive Coverage on your car, you are covered for vandalism. Comprehensive covers you for all "Physical Damage" to your vehicle including thef and vandalism. One note: if you are keeping your car at a location other than your home, you need to list the alternate location on your policy.