read your policy. policies differ.
Existing damage is never covered.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
yes. it is a covered loss Payable under comprehensive or "other than collison"
It covers physical damage to your car. It will pay for repairs.
No, only damage to the vehicle is covered.
Comprehensive and Collison are the two types of physical damage coverage.
hope to god the other car has 3rd party insurance. Third Party insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property.
Yes, because they did it. Even if they're covered, they must pay for the damage that they did.
I can answer that ! Comprehensive!
Homeowners policies specifically exclude damage to motorized vehicles with the exception of lawn mowers that are exclusively use for maintenance of the property. Also, golf carts are usually covered. Automobiles can only be covered by an auto policy that has physical damage coverage included.