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You probably want to seek legal counsel if you are in a community property state. If you are NOT in a community property state, you have NO obligation unless you co-signed or co-applied for the LOC or loan.

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Q: Is the spouse responsible for a deceased spouse's creedit card debt if her name is not on the account nor has she used the credit card in the State of Tennessee?
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Can you pay the money for online shopping after getting the goods?

Depends on what the policies are of the store from which you are wanting to purchase items. That said, most businesses today will Not accept CoD, Cash on Delivery, any longer due to the amount of fraud and theft that has taken place over the years. Therefore, if you're wanting to purchase something online. You better be prepared to pay for it upfront as there are no credible businesses that will ship items to you if you do not pay for them first.


What are Islam religion basic laws?

The word "Muslim" means one who submits to the will of God, regardless of their race, nationality or ethnic background. Being a Muslim entails full submission and active obedience to God, the one and only one God, and living in accordance with His message. Anyone who submits completely to God and worships Him alone, with no partner and no son and no companion, is a Muslim.The word "Islam" is an Arabic word which means "submission to the will of God". This word comes from the same root as the Arabic word "salam", which means "peace". As such, the religion of Islam teaches that in order to achieve true peace of mind and surety of heart, one must submit to God and live according to His Divinely revealed Law.The most important truth that God revealed to mankind is that there is nothing divine or worthy of being worshiped except for Almighty God, thus all human beings should submit to Him.All prophets, since start of mankind (including Noah, Abraham, Moses, Jesus, and Muhammad, peace be upon them) called for Islam, in the sense of full submission to the one and only one God and belief in His prophets and messengers.You_may_refer_to_related_question_below_that_describes_the_Islam_fundamentals_and_main_beliefs_and_main_beliefs_as_well_as_the_Islamic_morals_as_extracted_from_Qur'an.">You may refer to related question below that describes the Islam fundamentals and main beliefs and main beliefs as well as the Islamic morals as extracted from Qur'an.Accordingly, basic Muslim beliefs and practices are:witnessing that no god except one and only one God and that Muhammad is His messenger and prophet,believing in and following the Islam 5 pillars (witness of God oneness and Muhammad his messenger, praying, alms-giving, fasting Ramadan, Hajj for who can afford it),having faith in God, His angels, His holy books (including Psalms, Torah, Bible, and Quran), His prophets (including Noah, Abraham, Moses, Jesus, and Muhammad), Last Day, and destiny,following Quran and His prophet Muhammad teachings and guides.Refer to related question below on Islam basic principles for more information on the above.Some Basic Islamic Beliefs (Faiths) 1) Belief in God: Muslims believe in one, unique, incomparable God, Who has no son nor partner, and that none has the right to be worshipped but Him alone. He is the true God, and every other deity is false. He has the most magnificent names and sublime perfect attributes. No one shares His divinity, nor His attributes. In the Quran, God describes Himself:Say, "He is God, the One. God, to Whom the creatures turn for their needs. He begets not, nor was He begotten, and there is none like Him." (Quran, 112:1-4)No one has the right to be invoked, supplicated, prayed to, or shown any act of worship, but God alone.God alone is the Almighty, the Creator, the Sovereign, and the Sustainer of everything in the whole universe. He manages all affairs. He stands in need of none of His creatures, and all His creatures depend on Him for all that they need. He is the All-Hearing, the All-Seeing, and the All-Knowing. In a perfect manner, His knowledge encompasses all things, the open and the secret, and the public and the private. He knows what has happened, what will happen, and how it will happen. No affair occurs in the whole world except by His will. Whatever He wills is, and whatever He does not will is not and will never be. His will is above the will of all the creatures. He has power over all things, and He is able to do everything. He is the Most Gracious, the Most Merciful, and the Most Beneficent. In one of the sayings of the Prophet Muhammad , we are told that God is more merciful to His creatures than a mother to her child.1 God is far removed from injustice and tyranny. He is All-Wise in all of His actions and decrees. If someone wants something from God, he or she can ask God directly without asking anyone else to intercede with God for him or her.God is not Jesus, and Jesus is not God.2 Even Jesus himself rejected this. God has said in the Quran:Indeed, they have disbelieved who have said, "God is the Messiah (Jesus), son of Mary." The Messiah said, "Children of Israel, worship God, my Lord and your Lord. Whoever associates partners in worship with God, then God has forbidden Paradise for him, and his home is the Fire (Hell). For the wrongdoers,3 there will be no helpers." (Quran, 5:72)God is not a trinity. God has said in the Quran:Indeed, they disbelieve who say, "God is the third of three (in a trinity)," when there is no god but one God. If they desist not from what they say, truly, a painful punishment will befall the disbelievers among them. Would they not rather repent to God and ask His forgiveness? For God is Oft-Forgiving, Most Merciful. The Messiah (Jesus), son of Mary, was no more than a messenger...(Quran, 5:73-75)Islam rejects that God rested on the seventh day of the creation, that He wrestled with one of His angels, that He is an envious plotter against mankind, or that He is incarnate in any human being. Islam also rejects the attribution of any human form to God. All of these are considered blasphemous. God is the Exalted. He is far removed from every imperfection. He never becomes weary. He does not become drowsy nor does he sleep.The Arabic word Allah means God (the one and only true God who created the whole universe). This word Allah is a name for God, which is used by Arabic speakers, both Arab Muslims and Arab Christians. This word cannot be used to designate anything other than the one true God. The Arabic word Allah occurs in the Quran about 2700 times. In Aramaic, a language related closely to Arabic and the language that Jesus habitually spoke,4 God is also referred to as Allah. 2) Belief in the Angels: Muslims believe in the existence of the angels and that they are honored creatures. The angels worship God alone, obey Him, and act only by His command. Among the angels is Gabriel, who brought down the Quran to Muhammad . 3) Belief in God's Revealed Books: Muslims believe that God revealed books to His messengers as proof for mankind and as guidance for them. Among these books is the Quran, which God revealed to the Prophet Muhammad . God has guaranteed the Quran's protection from any corruption or distortion. God has said:Indeed, We have sent down the Quran, and surely We will guard it (from corruption). (Quran, 15:9) 4) Belief in the Prophets and Messengers of God: Muslims believe in the prophets and messengers of God, starting with Adam, including Noah, Abraham, Ishmael, Isaac, Jacob, Moses, and Jesus (peace be upon them). But God's final message to man, a reconfirmation of the eternal message, was revealed to the Prophet Muhammad . Muslims believe that Muhammad is the last prophet sent by God, as God has said:Muhammad is not the father of any one of your men, but he is the Messenger of God and the last of the prophets... (Quran, 33:40)Muslims believe that all the prophets and messengers were created human beings who had none of the divine qualities of God. 5) Belief in the Day of Judgment: Muslims believe in the Day of Judgment (the Day of Resurrection) when all people will be resurrected for God's judgment according to their beliefs and deeds. 6) Belief in Divine Predestination: Muslims believe in Al-Qadar, which is Divine Predestination, but this belief in Divine Predestination does not mean that human beings do not have freewill. Rather, Muslims believe that God has given human beings freewill. This means that they can choose right or wrong and that they are responsible for their choices. The belief in Divine Predestination includes belief in four things: 1) God knows everything. He knows what has happened and what will happen. 2) God has recorded all that has happened and all that will happen. 3) Whatever God wills to happen happens, and whatever He wills not to happen does not happen. 4) God is the Creator of everything.The five pillars of Islam are:1. Shahadah orTestimony"There is none worthy of worship except God and Muhammad is the messenger of God." This declaration of faith is called the Shahadah, a simple formula that all the faithful pronounce. The significance of this declaration is the belief that the only purpose of life is to serve and obey God, and this is achieved through the teachings and practices of the Last Prophet, Muhammad. 2. Salah or PrayerSalah is the name for the obligatory prayers that are performed five times a day, and are a direct link between the worshipper and God. There is no hierarchical authority in Islam and there are no priests. Prayers are led by a learned person who knows the Qur'an and is generally chosen by the congregation. Prayers are said at dawn, mid-day, late-afternoon, sunset and nightfall, and thus determine the rhythm of the entire day. These five prescribed prayers contain verses from the Qur'an, and are said in Arabic, the language of the Revelation. Personal supplications, however, can be offered in one's own language and at any time.Although it is preferable to worship together in a mosque, a Muslim may pray almost anywhere, such as in fields, offices, factories and universities. Oftentimes visitors to the Muslim world are struck by the centrality of prayers in daily life.A translation of the Adan or Call to Prayer is:God is Great.God is Great.God is Great.God is Great.I testify that there is none worthy of worship except God.I testify that there is none worthy of worship except God.I testify that Muhammad is the messenger of God.I testify that Muhammad is the messenger of God.Come to prayer!Come to prayer!Come to success!Come to success!God is Great!God is Great!There is none worthy of worship except God.3. Zakah or Alms-giving The financial obligation upon MuslimsAn important principle of Islam is that everything belongs to God, and that wealth is therefore held by human beings in trust. The word zakah means both "purification" and "growth." Our possessions are purified by setting aside a proportion for those in need and for the society in general. Like the pruning of plants, this cutting back balances and encourages new growth. Each Muslim calculates his or her own zakah individually. This involves the annual payment of a fortieth of one's capital, excluding such items as primary residence, car and professional tools.An individual may also give as much as he or she pleases as sadaqa-h, and does so preferably in secret. Although this word can be translated as "voluntary charity" it has a wider meaning.The Prophet said, "Even meeting your brother with a cheerful face is an act of charity." The Prophet also said: "Charity is a necessity for every Muslim." He was asked: "What if a person has nothing?" The Prophet replied: "He should work with his own hands for his benefit and then give something out of such earnings in charity." The Companions of the Prophet asked: "What if he is not able to work?" The Prophet said: "He should help the poor and needy." The Companions further asked: "What if he cannot do even that?" The Prophet said: "He should urge others to do good." The Companions said: "What if he lacks that also?" The Prophet said: "He should check himself from doing evil. That is also an act of charity."4. Sawm or Fasting Ramadan Every year in the month of Ramadan, all Muslims fast from dawn until sundown--abstaining from food, drink, and sexual relations with their spouses. Those who are sick, elderly, or on a journey, and women who are menstruating, pregnant or nursing, are permitted to break the fast and make up an equal number of days later in the year if they are healthy and able. Children begin to fast (and to observe prayers) from puberty, although many start earlier.Although fasting is beneficial to health, it is mainly a method of self-purification and self-restraint. By cutting oneself from worldly comforts, even for a short time, a fasting person focuses on his or her purpose in life by constantly being aware of the presence of God. God states in the Qur'an: "O you who believe! Fasting is prescribed for you as it was prescribed to those before you that you may learn self-restraint." (Qur'an 2:183)5. Hajj or PilgrimageThe pilgrimage to Makkah (the hajj) is an obligation only for those who are physically and financially able to do so. Nevertheless, over two million people go to Makkah each year from every corner of the globe providing a unique opportunity for those of different nations to meet one another. The annual hajj begins in the twelfth month of the Islamic year (which is lunar, not solar, so that hajj and Ramada-n fall sometimes in summer, sometimes in winter). Pilgrims wear special clothes: simple garments that strip away distinctions of class and culture, so that all stand equal before God.The rites of the hajj, which are of Abrahamic origin, include going around the Ka'bah seven times, and going seven times between the hills of Safa and Marwa as did Hagar (Hajir, Abraham's wife) during her search for water. The pilgrims later stand together on the wide plains of 'Arafat (a large expanse of desert outside Makkah) and join in prayer for God's forgiveness, in what is often thought as a preview of the Day of Judgment.The close of the hajj is marked by a festival, the 'Id al Adha, which is celebrated with prayers and the exchange of gifts in Muslim communities everywhere. This and the 'Id al Fitr, a festive day celebrating the end of Ramada-n, are the two holidays of the Islamic calendar.Narrated Ibn Abbas (Radi-Allahu 'anhum):Thy Prophet (Sallallahu 'Alaihi Wa Sallam) sent Muadh to Yemen and said,"Invite the people to testify that none has the right to be worshipped butAllah and I am Allah's Apostle, and if they obey you to do so, then teachthem that Allah has enjoined on them five prayers in every day and night(in twenty-four hours), and if they obey you to do so, then teach them thatAllah has made it obligatory for them to pay the Zakat from their propertyand it is to be taken from the wealthy among them and given to the poor.".More informationAlthough Muslims believe in Jesus (and that the Virgin Mary was imbued with the spirit - "ruh" - of God) and believe in the second coming of Jesus. However, Muslims disagree with the belief that Jesus is the son of God or is God himself. Most Christian scholars believe that the Bible itself never says Jesus claimed to be God or the son of God, so for Muslims it makes sense to believe in Jesus as a great Messenger. Muslims honor all the messengers and are taught to live in peace. After all, the meaning of the word Islam is "peace."For a thorough definition of the words "Islam" and "Muslim", the 5 pillars of Islam, and the 6 articles of faith, go to: http://islamtomorrow.com/definition.aspOne God. Jesus not god, God not Jesus.Islamic rules everything you do. Every act is classified in one of the followings: "must be done"... such as Fasting in the month of Ramadan. (if you do it you make good deeds (hasanat) and if you dont do it you are making sins)."Should NOT be done" ... such as Lying. (if you do it you are making sins)"Mustahab"... those are the deeds that Allah like's you to do.. such as helping poor..(if you dont do it you are NOT making sins, but if you DO it you are making greate deeds (hasanat)...)"Makrooh)... those are the deeds that Allah DONT like you to do. Such as ... screaming at your teacher... (if you DO it you dont make sins, but if you dont do it you are making Greate Hasanat)."Mubah".. those are the things that you are free to do or not to do (no sins no reward)... Such as drinking water or bicycling.Muslims believe in Islam. The word "Islam" itself means "Submission to Allah." The religion of Islam is not named after a person as in the case of "Christianity" which was named after Jesus Christ, "Buddhism" after Gutama Buddha , "Marxism" after Karl Marx, and "Confucianism" after Confucius. Similarly, Islam is not named after a tribe like "Judaism" after the tribe of Judah and "Hinduism" after the Hindus. The Arabic word "Islam" means the submission or surrender of one's will to the will of the only true god worthy of worship, "Allah" (known as God "the Father" in Christianity). Anyone who does indeed submit to the will of Allah as required by Islam is termed a "Muslim," which means one who has submitted to the will of Allah. Many people in the West have developed the sad misinformed trend of calling Islam "Muhammadenism" and it's followers "Muhammadins." This is a totally foreign word to Muslims and unrecognized by them. No Muslim has ever called his religion "Muhammadenism" or called himself a "Muhammadin."Some Quran verses to show Muslim understanding of God:112:1-4Say: He is Allah, the One and Only;Allah, the Eternal, Absolute;He begetteth not, nor is He begotten;And there is none like unto Him.2:256Allah - there is no god except Him, the Ever-Living, the Sustainer of all existence. Neither sleepiness overtakes Him nor sleep. To Him belongs whatever is in the heavens and whatever is on the earth. Who is it that can intercede with Him except by His permission? He knows what is before them and what is behind them, and they encompass not a thing of His knowledge except for what He wills. His Kursi (throne) extends over the heavens and the earth, and their preservation tires Him not. And He is the Most High, the Most Great.Islam, a name given by Allah to this religion (Quran 5:4), is an Arabic word which literally means obedience and peace. ISLAM is derived from the Arabic root "SALEMA": peace, purity, submission and obedience. So 'Islam' would mean the path of those who are obedient to Allah and who establish peace with Him and His creatures. Its follower are called Muslims. Islam is not a new religion. It is, in essence, the same message and guidance which Allah revealed to all prophets before Prophet Muhammad peace be upon him. Allah says in the Qur'ân: "Say, `We believe in ALLAH and that which has been revealed to us, and that which was revealed to Abraham and Ishmael and Isaac and Jacob and the tribes, and in that which was given to Moses and Jesus and other Prophets from their Lord. We make no distinction between any of them and to HIM we submit." (Qur'ân 3-85) Six main Articles of faith in Islam * To believe in the Oneness of Allah. * To believe in all His Angels. * To believe in all His Books. * To believe in all His Prophets. * To believe in the Day of Resurrection. * To believe in the Decree of Allah The Five Pillars of Islam (Declaration of the Islamic Faith) In order to enter into the fold of Islam i.e. to be Muslim, one has to know, believe, accept totally and sincerely apply the five basic principles (Pillars) on which Islam is based: Ibn Umar narrated that the Messenger of Allah - Prophet Muhammad (P.B.U.H) said: Islam is based on the following five pillars (principles). # Bearing witness that there is no God but Allah and that Muhammad is the Messenger of Allah # Observance of Prayer # Paying Zakat # Fasting during Ramadan # Pilgrimage to the house of Allah.You_may_refer_to_related_question_below_that_describes_the_Islam_fundamentals_and_main_beliefs_as_well_as_the_Islamic_morals_as_extracted_from_Qur'an.">You may refer to related question below that describes the Islam fundamentals and main beliefs as well as the Islamic morals as extracted from Qur'an.