Yes.
Yes, "pencil" is considered a two-syllable word, pronounced as "pen-cil." Each syllable has a vowel sound, making it more than one closed syllable. The first syllable "pen" is a closed syllable, but the word as a whole is not a single closed syllable.
Yes, blonde is a closed syllable word.
Yes.
Photo is an open syllable word.
Yes, loft is a closed syllable word.
Paper is a closed syllable word.
Yes, "pump" is a closed syllable word.
It is a closed syllable.
Both closed.
No, "she" is an open syllable word.
It's a closed syllable word.
Mitten is a closed syllable word.