It depends on the car rental company and the type of insurance you sign up for. The LDW (Loss Damage Waiver) typically covers the car for most damage situations without a deductible or in some cases a small deductible (up to $100). Check the fine print or ask the rental agent about deductibles in case of damage.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
There is a very minimal deductible of only one hundred dollars for the liability coverage for Hartford Insurance. There are also certain circumstances where one can waive the decuctible also.
There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.
Full coverage, minus the deductible.
Car #1 is covered by it's collission coverage, less deductible. Car #2 is covered by the property damage liability portion of the coverage on car #1, and there is almost never a deductible on that coverage. This is considered one (1) accident, not two (2).
IF your policy has coverage for "additional structures" and most do. Then you should have coverage, subject to your deductible of course
Obviously, shop around...some companies are cheaper than others. You can also cut the coverage offered, such as additional medical coverage, road service, rentals, and/or you can raise your deductible.
If you are going through your own insurance, you are responsible for your collision deductible. If the other person is at fault, you can go through their insurance under their liability coverage so you do not have to pay a deductible.
Not sure if you are talking about liability or property. No deductibles apply to liability coverage. Deductibles do not reduce your coverage amount but to get full limits, you would need a loss to exceed you limit by your deductible amount. If you have coverage limit of $100,000 and a $1,000 deductible, your loss amount would have to equal $101,000 or more to receive the full $100,000 limit on your policy
Liability Coverage, Medical Payment Coverage, Uninsured Motorist Coverage, Collision Coverage, Comprehensive Coverage,Personal Injury Protection, Towing and Labor Costs Coverage, Rental Reimbursement, and Sound system Coverage. Those are the options you can get and the payment type is deductible and premium. The deductible is what you pay for the accident and the premium is what you pay per month.
The state of Georgia only requires liability and property damage coverage. You have the option to purchase additional coverage's. It is a good idea to purchase uninsured motorist coverage.
It's always best to file with your company assuming you have the appropriate coverage, then let them sort it out. Although you will incur you deductible. But if the other company accepts liability, you will get your deductible back eventually.