Try consulting with your loan providers. Sometimes they will have online services that make loan consolidation easier. Their websites are normally pretty easy to use, but sometimes it might just be better to talk with someone in person.
to consolidate all your student government loans there are many companies that do this service for you. They usually require for you to fill out an application and then your on your way. A few services that do this ishttp://www.loanconsolidation.ed.gov/
The best way to consolidate student loans is to talk to a local credit union or bank. Large national banks tend to have higher rates and the government is going to increase rates of federal loans as well.
Yes, there are sites that can help you learn how to consolidate your loans. Try http://www.loanconsolidation.ed.gov/ or http://studentaid.ed.gov/PORTALSWebApp/students/english/consolidation.jsp
In the US, you can consolidate your loans even with bad credit if they are Federally Guaranteed student loans, like Stafford loans. If you want help with the consolidation of your student loans, click on the link below.
The best way to lower your payments and interest rates would be to consolidate your loans. You can do this by visiting http://www.loanconsolidation.ed.gov/.
Trying to find out how to consolidate your student loans? You've come to the right place. At StudentLoanConsolidator.com, you can learn how the consolidation process works, view interest rates, and get started consolidating both federal and private student loans. Our helpful student loan consolidation calculator is a great way to find out how much you could save through consolidation. Get started now to find your consolidation options
In the US, the answer is no, the government can collect indefinitely. There is a way to help yourself though. If the loans are Federally Guaranteed, you can tell the borrower to consolidate the loans in only their name, that will get you off the hook. If the borrower needs help consolidating their loans, refer them to the company on the link below.
In the US, the only way you can keep the government from taking your tax return in the future is to consolidate the loans and get them out of default. You can get help with the consolidation by clicking on the link at the bottom of this text box. Debt from student loans, especially gove. student loans as well as child support and other government obligations usually can not be discharged. They have to be paid.
Likewise, I received tons of offers in the mail to consolidate my loans for a lower interest rate. Well, I only had ONE large loan. I was told, NO. I think that's because they take an average of your current loan interest rates to determine your new interest rate...... or it was the lowest interest rate of your current rates. Either way, if you only have ONE loan, you only have ONE rate to average. Anyway, what I ended up doing was refinancing the loan & ended up paying less monthly..... but actually higher interest & more dollars & time in the long run...... a really temporary fix for an enduring problem, huh? :( ADDED: it is indeed the weighted average. By consolidating your one loan you got a longer repayment period...in other words...more interest. Consolidation refers to the fact that to consolidate more than one loan.
Extremely often, federal student loans provide you with the best interest rates and terms. So, if that is what you are looking for, a federal student loan is the way to go. Good luck with your college years!
A person in Default on student loans is not eligible for any type of Federal student aid, and probably will not qualify for Private student loans. You need to get out of Default.There are only 2 ways to get out of default on your Federally Guaranteed student loans.Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans. One good example is Default Management Services, Inc. They are the cheapest I have seen and give a 100% money back guarantee on their services. You can Google the company name to get the phone #. Ask for Doug.
Student loans are loans, or money, that is given to students who need assistance in paying for their education/schooling. Easy student loans is mostly likely an easier, simpler way for college students to qualify.