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Is there a insurance company that will insure a 86 year old male with life insurance?
Wiki User
∙ 10y ago
american continental..through Aetna.
ANOTHER VIEW: This company may offer such insurance, but there are many other factors. Life insurance, like other kinds of insurance, is underwritten according to risk factors relevant to the type of insurance. That is, the insurer has guidelines by which it determines whether or not it is willing to issue the policy, at what price (premium) and under what terms. In the case of life insurance, much of the determination depends upon the health of the insured and how much insurance is sought.
It is critical that you deal only with an authorized insurer (one that is licensed to issue policies in the State in which you live), as there a great many scams.
Also, with respect to the amount of insurance sought, be sure to carefully examine what you have to protect. That is, are you trying to provide for a surviving spouse or dependent children? Is the house paid off? Depending upon the answers to those questions it may or may not make sense to pay insurance premiums. At the age of 86, limited funds might be put to better use than paying life insurance premiums.
Wiki User
∙ 10y ago
Some insurance companies may offer life insurance to an 86-year-old male, but the premiums may be high due to age-related risks. It's best to research and contact insurance providers that specialize in policies for seniors to explore options. Meeting with a licensed insurance agent can also help in finding suitable coverage.
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