Unless they involve business or personal deductions on your income tax returns, you don't have to keep them at all.
2 types of financial records could be utility/service bills and mortgage statements.
Utility bills
A driving license can be used as ID as it has a photograph of the holder. For proof of ID when opening bank accounts you can use bank statements and utility bills such as gas and electricity bills to prove your address.
Utility companies are not credit grantors. You are not borrowing money to be paid back in a specific time period. You are paying for a service when you pay your utility bill.
In Ohio, the responsibility for paying utility bills of a deceased person typically falls to their estate. If there are sufficient funds in the estate, the bills should be paid from those assets. If the estate is insolvent, family members are generally not legally obligated to pay the deceased's bills. However, it's advisable to check with the utility company and consult with an attorney for specific guidance based on the situation.
You can pay your utility bills online, through automatic bank payments, by mail, or in person at the utility company's office or authorized payment locations.
At the utility company supplying power and water to your home.
You should keep utility bills for at least one year before shredding them.
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You should keep utility bills for at least one year in case you need them for tax or billing disputes.