Auto Insurance

Is there a time frame that you can make a claim on gap insurance?


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Wiki User
2004-05-27 18:56:11
2004-05-27 18:56:11

Every insurance policy has what is called a claims tail, its like a statue of limitations, I would make the claim without regard to how long ago it was, and a good reason for doing so is that you had no idea that you would need to use gap coverage and you just found out.


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Contact your states dept of insurance and they will be able to answer that question for you.

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A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.

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Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.

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Of course not. The date and time that you took out the insurance policy is the earliest time that coverage starts. You cannot make a claim that occured before the coverage started. If you lie on the application or on the claim report whether verbal or written you have committed insurance fraud and are subject to prison and large fines.

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Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.

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