I used to get fees like that, and I'd call the card company and just ask them to waive it and they would. that was MBNA. I imagine that other banks would vary. I also would imagine that the entire point of offering a card with a $200 credit line is just to cheat you on fees.
Firstly, credit card debt can be avoid by paying you credit card bills in a timely manner, avoid late fees and high interest. Creating a budget, no longer using credit cards, and paying your current credit bills will help reduce your debt.
pay the balance in full every month
* Leave the country * Change your identity * Hide in the backwoods * Die * Be declared insolvent or bankrupt. * Never run up any credit card debt.
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
Paying the minimum amount due on credit card is not necessarily a sign of credit trouble because it actually makes the credit card account current.
Firstly, credit card debt can be avoid by paying you credit card bills in a timely manner, avoid late fees and high interest. Creating a budget, no longer using credit cards, and paying your current credit bills will help reduce your debt.
pay the balance in full every month
Do like I did - Just call Credit Card Company and state you can't find your credit card and would like it cancelled immediately and to send you a new one.
* Leave the country * Change your identity * Hide in the backwoods * Die * Be declared insolvent or bankrupt. * Never run up any credit card debt.
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
they smell
Paying the minimum amount due on credit card is not necessarily a sign of credit trouble because it actually makes the credit card account current.
A few ways to prevent accruing debt on a credit card is to avoid maxing out the credit limit on the card. Balances owed on the card should also be paid off in a timely manner. Paying more than the minimum balance due when the credit card bill is due will also help keep debts on the card down.
No.
Only if you OWN the credit card company. Credit card debt is a silent killer. Make the choice to carry ZERO credit card debt.
You should be able to do this. Usually the only issue is paying a credit card bill with a credit card.
You should be able to do this. Usually the only issue is paying a credit card bill with a credit card.