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Is walmart employee short and long term disability insurance any good?
Wiki User
∙ 13y ago
No Wal -mart and the Hartford just want your money. they say one thing and do another. It will not take care of you if you become disabled.
Wiki User
∙ 13y ago
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Is an employer obligated to pay health insurance premiums when an employee goes on short term disability when they normally pay it if employee is not on short term disability?
The employer is obligated to follow its own written policy about employees out on short-term disability leave. The employer cannot, for example, pay for the president's health insurance when she is out on STD leave and then not pay for the entry-level clerk's health insurance when he is out on STD leave. If the employer does not have a written policy, then all employees who take a disability leave should be treated the same.
Pregnacy and Short-Term Disability?
Short-term disability insurance allows employees to get a certain percentage of their paycheck each week if they are temporarily unable to work due to a disabling condition. Pregnant women are often eligible for short-term disability insurance during the last six to eight weeks of their pregnancies; these women are temporarily unable to work because of their medical condition. However, this type of insurance is often a benefit of working at a particular company. Thus, some women may have to rely on the unpaid time off they are entitled to under the Family Medical Leave Act or use vacation or sick time to cover some of their maternity leave. There is no federal law requiring employers to provide short-term disability to pregnant women who are in their third trimester of pregnancy. However, a handful of states do require employers to provide this type of disability insurance. In addition, some employee unions may require employers to provide short-term disability insurance to pregnant women as part of their collective bargaining agreement. Depending on state law, employees may have to pay for their own short-term disability insurance. If so, the insurance payments are deducted directly from the employee's paycheck. In some cases, both your employer and the state an employee lives in offer short-term disability. Employees must exhaust the state short-term disability insurance first and then use their employer's private short-term disability insurance to cover any additional time off that they need. The amount of paid time off a pregnant employee is entitled to and how much money she gets depends on state law and the employer's policy. State-run disability insurance usually entitles pregnant employees to four to six weeks of paid time off. If the employee has complications while giving birth, she may be entitled to additional time off if she gets a doctor's note. This type of disability insurance usually pays up to 2/3 of the employee's regular salary each week. Private disability insurance usually pays 50 to 100 percent of the employee's weekly salary; the amount and the number of weeks the employee is entitled to depends on how long the employee has worked for the company.
Where to go to find out about short term disability?
An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.
What happens to your health insurance once short term disability runs out?
Health insurance and disability insurance (short or long-term) do not affect eachother. While health insurance pays for medical expenses reimbursement, disability insurance pays to replace your income lost due to healthconditions.
Can you be denied for short term disability insurance?
Yes
In Massachusetts how to get disability when not offered in workplace?
Short term disability insurance is often marketed as a voluntary employee benefit. You pay the premium via payroll deduction, so there is no direct cost to your employer, and no reasonable objection to providing you this option.
Does Alabama offer short term disability to pregnant women who are on FMLA and doesn't have short term disability through their job?
Alabama does not have state short term disability. Many private short term disability programs are employee paid, meaning there are no direct costs for your employer to allow you the option.
Does Georgia cover short term disability for pregnancy?
Georgia does not have state mandated short term disability coverage.Private short term disability policies will cover your pregnancy and maternity leave - provided you apply for coverage before getting pregnant.
Who sends the checks for short term disability the government or employer in Wisconsin?
Wisconsin does not have state mandated short term disability insurance. Benefit checks are sent by the insurance carrier that issued the policy - not your employer.
How do you apply for Short term disability in Texas after delivery?
Texas does not have a state mandated short term disability insurance program. In order to qualify for benefits, you must apply for supplemental short term disability before you conceive.
Where can one purchase individual short term disability insurance in California?
The best way to purchase individual short term disability insurance in California is through a company that sells this insurance. Speak to a financial adviser at a company to see if one qualifies.
How to Calculate Short Term Disability Insurance?
Please read some blog .
