The availability of life insurance doesn't change the situation. It is the assumption is that the wife inherits at least half, if not all, of the husband's assets. But the estate has to liquidate all assets before they can transfer them to the spouse. One way or another, the spouse ends up paying the debt. The spouse has some right in all real property owned by the husband. If the assets are not enough to cover the debt, the real property may have a lien placed against it to cover those debts.
yes
Technically the estate is responsible for all the debts of the deceased. The spouse, through the estate, has to pay off the debts.
The estate will be responsible. The husband indirectly will pay, as they cannot inherit until they are resolved.
Yes, she will be held responsible. The primary insurance holder is always responsible for the medical costs under
The primary insurance holder will be held responsible. That is part of the agreement, they will have to pay.
In Florida the estate will be responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved.
In Arizona the estate is responsible for the medical bills of the deceased. Only after they are resolved can the estate be closed any remainder distributed. So the wife cannot inherit anything until the bills are resolved.
Unfortunatly I believe so, that is what life insurance is for.
The estate is responsible for the medical debts. The exception would be if the children were the insurance holder or co-signed the medical agreement.
The estate is responsible. It may become part of the spouse's responsibilities depending on the insurance and the estate.
In Kentucky the estate will be responsible. The spouse indirectly will pay, as they cannot inherit until they are resolved.
in any state wife is responsible for husband even if husband passed that is what insurance protects your loved one's from unfortunally she is responsible for all debts he has