Is your boat covered with marine insurance?

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2010-03-01 23:19:23

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You can get coverage on a boat with marine insurance. It will cover the boat while on the water.

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2010-03-01 23:19:23
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Q: Is your boat covered with marine insurance?
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Yes. Members of the Marine Corps are covered under TriCare medical and dental insurance. Optional plans are available for dependant coverages.

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Marine insurance can provide coverage for individual boat owners. It's a good thing too because there are literally thousands of boating accidents every year. Most of them occur in individually owned boats. So a smart boat owner gets marine insurance to protect himself from liability, get boat replacement and provide medical help for himself, family and other passengers. Marine insurance also provides coverage for small business owners. These include jet ski rentals, boat rentals, fishing charters, small tour boats, boat taxis and more. In our legalistic society, small businesses can't afford to skip marine insurance. It can save their business.

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Conducting a marine survey is to determine the value of the boat for either pre-purchasing a vessel, getting insurance or to get an appraisal.

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Inland marine insurance is much cheaper than offshore insurance. For a recreational boat in the 15 ft. - 25 ft range that is operated on inland water, you can expect to pay anywhere from $30 - $75 per month depending on the value of the boat. Commericial maritime insurance is much more expensive than recreational insurance.

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To identify if you require marine or boat insurance, refer to the law in your state. These laws are accessible from the following informative website:

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