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ZERO! Call the claims department and file the claim. 4lifeguild

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17y ago

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A policy with aggregate limits will limit only the what?

A policy with aggregate limits will limit only the total amount that an insurance company will pay out for all claims during a specific policy period. It sets a maximum limit for all claims combined, rather than a specific limit for each individual claim. Once the aggregate limit is reached, the policy will no longer provide coverage for any further claims.


What does age not admitted mean on life assurance?

"Age not admitted" on a life assurance policy means that the insurance company does not accept applicants who are above a certain age, usually the maximum age limit specified in the policy. This means that individuals above this age limit would not be eligible to apply for that particular life insurance plan.


What is the maximum number of claims allowed over a year?

There is no specific number any number of claims is allowed during the policy period. However the sum insured is the maximum limit under the policy.


What is General Aggregate limit?

On a general liability policy, the general aggregate is the highest amount that will be paid out in a policy period no matter how many claims. For example, you may have a $1 million per occurrence limit which would mean with a $2 million aggregate, you could theoretically have (2) $1 million claims.


What is the jurisdictional limit for small claims court in Oregon?

The current limit for small claims in Oregon is $10,000.


How does commercial general aggregate insurance protect the customer?

The aggregate limit can be higher than the per occurrence limit of the policy, thus providing additional coverage should multiple claims be filed against the insured.


What is timely filing limit for mutual of Omaha?

claims filing limit


What does Aggregate mean in general liability?

In a insurance policy, the limit of liability is often expressed as a value per occurrence and a separate value as an aggregate limit. The policy will pay no more than the per occurrence limit for each covered occurrence Further, the pay no more than the aggregate limit for all claims during the policy period. On an insurance policy it would often be expressed as $1,000,000/$2,000,000 occurrence / aggregate The numbers listed above could be replaced by any other number, however the aggregate limit will never be less than the per occurrence limit. Alternatively, the limit could be split between per claim and aggregate instead of per occurrence and aggregate This has no effect on the meaning of aggregate in the policy. Mark Walters, ARM AAI West Insurance Group mwalters@westagy.com In a nutshell, aggregate means the total paid out for all incidents during the policy period. In the above example you could have 2 claims during the insured period for $1m each but not 3, as 3 x $1m is more than the aggregate limit.


What is commercial general aggregate insurance?

There are two limits of commercial liability insurance that you need to consider when purchasing a policy. The first is what the policy will pay max for one loss during the policy term. This is called the Occurrence limit. The second is what the policy will pay out max for multiple losses. This is called the Aggregate limit. For example a policy may have a $500,000 occurrence limit with a $1,000,000 aggregate limit. This would mean that the policy would pay out a max of $500,000 for any one claim during the policy term and they would pay out a max of $1,000,000 total for all claims during the policy period. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: Visit the Related Links for a link to the site.


What is the money limit for the small claims procedure in England and Wales?

The money limit for small claims in England and Wales is £10,000 for claims made in England and Wales. This limit applies to the total amount being claimed, excluding interest and costs.


What happens if you have a property policy for 500000 and the actual valueof the property is 800000 and a total loss occurs?

You would not be paid more than the limit on the policy you paid for.You would not be paid more than the limit on the policy you paid for.You would not be paid more than the limit on the policy you paid for.You would not be paid more than the limit on the policy you paid for.


What is the minimum amount you can sue for in small claims court in Alaska?

In Alaska, the minimum amount you can sue for in small claims court is $250. This limit applies to cases involving claims for money. However, it's important to note that the maximum limit for small claims in Alaska is $10,000.