Contact your lender and let them know what's happening. I'd be surprised if they don't work with you.
This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.
Not enough that's for sure. The entry level adjuster can earn $25,000 -$35,000 a year depending on his or her experience and level of training. The very experienced adjuster can earn $ 45,000 - 60,000 or more.
If you are old enough to have a driver's license, then you are old enough to have auto insurance ... simple as that!
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured.
Not enough for everybody waiting for a transplant to receive one.
Underinsured motorist coverage is a coverage in case you have an accident with someone who doesn't have insurance or enough insurance. For example, if someone hits you and they don't have enough coverage to fix your car, your insurance would help you out.
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
No, Chuck Norris is scary enough.
Under insurance is not carrying enough insurance to cover your assets in the even of a liability claim or not carrying enough insurance to satisfy your bank / lienholder. Over insurance is carrying more insurance than you need. This is more common with home insurance. For example, insuring a 1000 square foot house for 1,000,000, would be considered more insurance than you'd ever need.
Old enough to legally drive is old enough to buy auto insurance. i still a minor you will be required to have your parents countersign the application
I know that it is easy to think you don't want to pay for the other person's insurance but you must think logically about this. You are still legally married and are liable for each others debts. If you cancel their insurance and they hit someone you could be liable for the damages and injuries no matter what. And if you cancelled the insurance there is no adjuster to pay for attorneys, pay for damages, etc. I always suggest to my clients that they keep all insurance until the divorce is final. If they can't get along enough to do this then I suggest they both come in and get their own coverage as a second best alternative. Also, if the get back together to let me know.
At the scene of the accident, you should exchange contact information with all the parties involved, and it might also be helpful to write down their license plate numbers as well. Contact your insurance company as soon as possible. Most companies have a 24 hour claim service. The number can be found on your insurance card. Whoever is helping file the claim on the other end of the phone will walk you through this process. Be prepared for a phone call from the insurance companies of the other parties. They will call to hear your side of the story. An adjuster will give you an estimate of what the damage is worth. If you think it is not enough you may be able to appeal with your insurance provider.