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If you let a friend borrow a car who had no insurance and you had no insurance, essentially two violations have been committed. He is responsible, but you are too. It is unlikely that a court would award you with damages.

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Q: My friend borrowed my car and brought it back totaled is he responsible to pay for the damage if I don't have insurance?
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You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?

Its your fault


If you are involved in a collision and your policy is only 10.000 but the other vehicle is totaled is the insurance company responsible for the amount over the policy?

Nope.


Does the ticketed motorist insurance Co have to replace your totaled vehicle?

'ticketed' really doesn't matter.........what matters is who is responsible or liable for the loss...........and no they do not have to 'replace' your totaled vehicle they owe you the acv (actual cash value) of your vehicle........


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


How can you find out your aunts auto insurance company you brought a car from her Now it's been totaled someone else fault she don't want to give you any information on what's going on?

If you bought the vehicle from your aunt then you were responsible for getting car insurance...her insurance will most likely not cover anything, and you may even have legal repercussions for driving uninsured.


What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


Can you make your auto insurance pay you back for loan payments you made on a car they declared totaled?

Your insurance owes you the value of the vehicle minus your deductible. If you owed the bank more than this, you are responsible for the excess.


What is the definition of totaled?

used of automobiles; completely demolished; "the insurance adjuster declared the automobile totaled"


How do you determine if vehicle is totaled when burned?

A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


Why would an insurance company declare a vehicle totaled?

An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.


What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.