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My landlord said that the tenants are responsible for getting an insurance policy to cover against storm damage, flooding, etc. Is that true or is the landlord liable for that kind of insurance?
Wiki User
∙ 14y ago
This varies from landlord to landlord. If you are staying in full fledged apartment, the insurance will be taken care of by the apartment owner itself. otherwise if you staying in independant house, we have take care of insurance cover for strom damage, flooding.
Wiki User
∙ 14y ago
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What kind of insurance is the Landlord Property Insurance?
Landlord Property Insurance is insurance that a landlord should have on any properties that he or she owns. Landlord insurance will protect the landlord from any damage that may happen to the property as well as any liability claims that may be made against the Landlord.
What does landlord insurance protect against?
Landlord insurance can protect against disasters that would cost money for the landlords complex. These disasters can include fire, lightning, explosions, earthquakes, storms and floods. However, it varies between policies.
Why will landlords require their name get added to the tenant's insurance policy?
Usually tenants are responsible for accidents in their apartments. But that doesn't stop injured people from suing EVERYONE including the landlord, on the theory that maybe the reason for the accident was something the landlord was responsible for (bad electric wiring that the tenant made worse for example) or say a bathtub that had no 'non-slip' strips in the bottom and the tenant got hurt. So the landlord will want to be what's called an "additional insured" on a tenant's liabilityinsurance policy. That's the kind of insurance that protects against things like accidents that hurt people and damage property. By adding the landlord's name, if the tenant and the landlord are sued, the tenant's insurance company would be required to also defend the landlord. That doesn't mean that if the landlord loses that the tenant's insurance company pays the damages that the landlord owes, it just means the insurance company pays for the lawyer and defense team.
If you fall on your property where you live is your landlord responsible?
If you fall on the property where you live, the question of whether or not you have a case against your landlord depends on a number of factors. If you think it is due to negligence on the part of your landlord, see a lawyer.
Is landlords contents insurance good?
Landlords Insurance offers landlords contents insurance policies. It is a specialize insurance for landlords that protects them against property damages or losses. It is a good policy to have if you are a landlord.
Who's responsible for burglary of an apartment if not stated in the lease to have renter insurance?
The tenant is responsible for insuring his apartment and contents against theft. The Lease does not have to require insurance.BUTWhere I live the Landlord is responsible for fixing the door or window the burglar damaged getting in and must maintain the security of the building to a "Satisfactory" standard. Basically the door and window locks must work and the doors be of the proper type etc.
What happens when a landlord has a counterclaim against them and don't show up for docket call?
Landlord doesn't show? Case dismissed. If the Landlord is a Defendant and doesn't show: default judgment against them.
What is the purpose of the national flood insurance program?
The program enables property owners in participating communities to purchase insurance protection from the government against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by flood
What should you do if your brother got into an accident driving your car and is not on your insurance policy and doesn't have his own insurance?
The claim will be made against your insurance and the company will decide if they will pay it. If they do, your rates will increase. If not, the responsible party will have to pay for the damages.
How do you find an auto insurance companies legal name to use to file a small claims law suite.?
First off you really don't need the insurance companies name because you are not filing suit against the insurance company. You always file suit against the party who is liable for the loss and that is the party that caused the accident itself and not the insurance company. They were not even there right? When you file suit against the owner and driver of the other vehicle they will be responsible for turning your claim over to their insurance company who will represent them and pay any loss that they are responsible for to you. That's all you have to do.
Can I sue my former landlord for injuries I sustained when a built-in cabinet fell on me?
Yes. But be prepared to show that the landlord knew of the dangerous condition and failed to repair it. Generally, when a tenant takes possession of a property, he or she is responsible for conditions on the property. However, you could claim that the landlord breached the implied warranty of habitability. Contact a personal injury lawyer in your area for more in-depth information on your rights and any possible legal claim against the landlord.
What happens if i don't have insurance the day of my crash and go two court with it?
If you are guilty or are found guilty of causing the crash, your lapse of insurance will go against you. You solely will be responsible for any costs, court costs, fines, etc. And do reinstate your insurance!
