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We are an attorney-assisted loan modification company and the guy from ACS is partly right. Most companies that charge fees are legitimate, but not all. So, be very careful when dealing with loan modification companies. Just because they charge fees doesn't mean that they are legitimate.

There have been clients who have been victimized by companies that charges fee also. One particular client paid $7,000 only to find out that nothing was done and the supposed-to-be lawyer ran away with the money and cannot be located. He may not even be a real lawyer. (This is not funny!) People are having a hard time financially and these people are capitalizing on the sufferings of others.

Research the company. Ask for proofs of actual cases that they have closed. Ask How long they have been in business, How many cases they have closed, How much they charge, etc...

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Q: My sister saved her home through a loan repair company Are they the only ones that can save my home?
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