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How long do you need to wait to be treated after your health insurance is in force so it will not be considered a pre-existing condition?
A pre-existing condition is any illness that you had treatment for in the 6 months before you joined the plan. So, while you definitely have a pre-existing condition, you do not necessarily have to wait to get care. True, your plan can refuse to cover treatment for the illness for up to 12 months. But they have to subtract one month for every month that you had uninterrupted health insurance coverage. So, if you were on your previous group plan for at least months, the new group plan covers everything - including your pre-existing condition. If you had a 63-day gap in your health insurance in the 12 months before you join a group health insurance plan, then the plan starts counting from the end of your gap to your enrollment date. (Note: rules are different for individual health plans.) Under health reform ("Obamacare"), insurers have to cover pre-existing conditions and cannot refuse to sell you a plan based upon your having a pre-existing condition. This begins on January 1, 2014.
What are the coverage options for short term health insurance with pre existing conditions?
Short term health insurance typically does not cover pre-existing conditions. It is designed to provide temporary coverage for unexpected illnesses or injuries. If you have pre-existing conditions, you may need to look into other options such as a long-term health insurance plan or government programs like Medicaid.
Who may need to use a Providence health plan?
Anyone who is in need of health insurance, may want to consider Providence Health Plan. Providence Health Plan is a nationwide company that offers health insurance to individuals and commercial groups.
What is aetna's definition of pre existing condition?
What are pre-existing conditions and how do they impact coverage? A pre-existing condition is a health condition (other than a pregnancy) or medical problem that was diagnosed or treated during a specified timeframe prior to enrollment in a new health plan. Some pre-existing conditions may be excluded from coverage during a specified timeframe after the effective date of coverage in a new health plan. Plan documents will provide specific information on pre-existing conditions.The Health Insurance Portability and Accountability Act of 1996 (HIPAA) helps to protect millions of Americans and their families who have pre-existing medical conditions or who might suffer discrimination in health coverage based on factors relating to their health.http://www.aetna.com/members/faq_healthplan.html#12
What is an individual plan?
It is often used in disability and health services, where one will develop and individual health plan, educational plan, learning plan to suit an individuals need.
Is there any hope of finding good mental health insurance to get me treatment for borderline personality disorder?
Answer: If you are employed and they have a good health insurance plan, you should be set. You will need to call the insurance company and see what the benefits are and which mental health facilities are on the plan. Answer: If you are employed and they have a good health insurance plan, you should be set. You will need to call the insurance company and see what the benefits are and which mental health facilities are on the plan. Answer: If you are employed and they have a good health insurance plan, you should be set. You will need to call the insurance company and see what the benefits are and which mental health facilities are on the plan.
Do I need a health care plan for my employees?
You definitely need a health care plan for your employees. You can do so by looking onto the government's site for small businesses which will provide you with information.
What are the best health insurance options for a newborn baby?
The best health insurance options for a newborn baby are typically adding them to a parent's existing health insurance plan, enrolling them in a separate child-only health insurance plan, or applying for government-sponsored programs like Medicaid or the Children's Health Insurance Program (CHIP).
Do I need to cancel my health insurance before switching to a new plan?
No, you do not need to cancel your current health insurance before switching to a new plan. It is recommended to ensure there is no gap in coverage during the transition.
Need Individual Health Plan. I have an individual plan Does your insurer have to extend coverage to your adult child?
This is an interesting question because lots of consumers confuse an individual health plan with a family health plan. However, there is no provision in federal law for extending coverage to a young adult under an individual plan.
Can you add your wife to your existing Medicare insurance if she is unemployed?
With Medicare, you are on your own plan individually. Your wife, when eligible, would be on her own plan and not added to your existing plan.
Which rider is not included on the 13x plan?
Disability Income
