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== == Boys cost MORE to insure, as they are more likely to have accidents, and when they do have an accident, they tend to be more serious than the ones that girls have. Excessive speed and drinking are the two most common reasons for teen aged boys to have a crash.

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12y ago
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10y ago

There's no good way to answer this without running the rates yourself. You can use webistes like allstate.com to compare but I would suggest going to many of these sites as they don't always give you the same number. It will also depend on the type of car he is driving.

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Q: On average are insurance rates higher for a teenage girl or boy regardless of the type of vehicle or other factors?
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