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On my credit report it says included in the chapter 13 payment plan. Will this information come off after seven years?
Wiki User
∙ 14y ago
The only fair answer to this is sometimes. Chapter 13's are sometimes removed after seven instead of ten years by creditors voluntarily, but there is no guarantee or requirement that they do so.
More importantly, having a bankruptcy on one's credit report is not near as negative as some creditors would like you to believe. Fact is, if you have good income, the creditors will find a way to finance what you want regardless of your credit report - and conversely, if you have a perfect credit report and no income, you are not going to be able to buy anything on time anyway.
Wiki User
∙ 14y ago
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If an account was included in a Ch 7 bankruptcy can the account's history of late payments still be listed on the credit report?
Yes, your payment history will still be a part of your credit report as well as the Chapter 7.
What information is included in your credit report?
The information that is included in a person's credit report is to see if you have payed bills on time. Also if you have payed bills late is included.
When a creditor is paid-off through a Chapter 13 Bankruptcy is the creditors information automatically removed from your credit history?
No. Sometimes it will be reported as "Included in Bankruptcy"
What information is usually required when ordering flowers online?
Usually when ordering flowers online, the information required includes credit card information for payment and the name and address of the recipient. Other optional information could be included such as a personal message.
Can you get a late payment removed from your credit report?
A late payment can be removed from your credit report. Any information you believe to be erroneous or inaccurate can be disputed with the 3 major credit bureaus and if that information is not verified, it must be removed.
What is included in your credit report?
The information that is included in a person's credit report is to see if you have payed bills on time. Also if you have payed bills late is included.
What information goes into a credit score and what information does not?
your bill payment history, the number of accounts you have and what kind, how long you have had your accounts open, and your recent credit activity.
What is a Merchant Credit Card Processor?
A "Merchant Credit Card Processor" is a electronically device that takes the information from your customers credit card for payment. This will automatically put the payment in your account after charging the customers credit/visa/master card.
Is information on open and closed account included on your credit report?
yes
Where do they accept credit cards for a business or businesses?
Many businesses accept payment by credit cards according to information available on the internet. The information states that if a customer or other business department offers a credit card then that method of payment is acceptable as long as their is not a history of bad debt. A history of bad debt would require a direct bank transfer payment or cash payment.
How does payment gateway protect credit cards?
Payment gateway protects credit cards via encryption. When encrypted, sensitive information such as credit card numbers and security codes are safely and securely passed from the customer to the merchant.
What information do the credit bureaus use to figure the rating?
»Payment History 35%»Amounts Owed 29.5%»Length of Credit 15%»Credit Variance 10%»New Credit 10%»Personal Information Variances 0. 5%
