Well there is no such thing as a blacklist. When you pay your bills on time your credit score maintains a good rating (score of 800 I THINK is perfect) although the score range varies depending upon the credit reporting agency. When you are late with payments your score declines, indicating higher risk. Your score will decline FASTER than it will increase... SO... If you a late on a single payment you may loose say 20 points on your score. To gain those 20 points back could take 6 - 10 months. After bankruptcy your score COULD go up from where it was PRE bankruptcy, depending upon how low it was at that time. This does not mean you have good credit at all. After bankruptcy it will generally take about 2 years before you can start getting credit again. When you do this will be high risk credit so limits will be low (buying power) and your interest rates will be high. As time goes on; generally another 2-3 years your limits will start increasing and your interest rates will go down.
when they deny you credit
We will assume this questionis regarding filing Bankruptcy. You are never blacklisted during bankruptcy. It will remain on your credit report maximum of 10 years. That does not mean you will not be able to reestablish credit after filing bankruptcy during those years. What you will be able to obtain will depend on your payment history after the bankruptcy, the type of credit applied for and the length of time since you filed.
This is posted in credit you don't get black listed, negative items reduce your score enough so you can't qualify for credit, but your report is always available for you to see.
Any credit reference agency will do a search on you, and your address (for a fee) - to show whether you're still black-listed.
i have had several outstanding bills and want to know if i am blacklisted
when they deny you credit
He would get blacklisted only with the company who owns the flat. You would not get blacklisted. Your history is not marred.
yes
I am sure there is another reason why you cant get credit because phone bills never get put on credit reports.
You can check if a person is blacklisted by running a credit check or a background check. This should give you the information you need to have to make a decision.
To find out if you are blacklisted, you can request a copy of your credit report from major credit bureaus such as Equifax, Experian, or TransUnion. Look for any negative marks or mentions of being blacklisted. You can also contact specific organizations or authorities if you suspect you might be on a blacklist maintained by them.
We will assume this questionis regarding filing Bankruptcy. You are never blacklisted during bankruptcy. It will remain on your credit report maximum of 10 years. That does not mean you will not be able to reestablish credit after filing bankruptcy during those years. What you will be able to obtain will depend on your payment history after the bankruptcy, the type of credit applied for and the length of time since you filed.
This is posted in credit you don't get black listed, negative items reduce your score enough so you can't qualify for credit, but your report is always available for you to see.
Once a person is blacklisted, they have trouble ever finding a job again due to the fact that the factory that the person worked for told all of the surroundings factories bad stuff about this person. A person is usually blacklisted because they went on strike because of the low wages and harsh conditions.
of course it in blacklisted....
Any credit reference agency will do a search on you, and your address (for a fee) - to show whether you're still black-listed.
No, a blacklisted phone is blocked by all carriers and cannot be activated.