If your insurance is expired you don't have insurance. You can find the exact minute of your insurance on your declaration page or your non-pay notice.
You can lose your medical insurance coverage in two ways: One is if your health insurance policy already expires. For example, the renewal date of your health insurance is May 8th, then your coverage is only good until May 7th if you don't renew it. Another is if you haven't paid your premiums. In that case, ask your health insurer or broker if the insurance company allows a grace period and how long that grace period is before you lose your coverage.
One good thing about short term insurance is that you do not need to pay as much as long term insurance would need. One bad thing is that once insurance is out and you get into a dilemma after it expires, you need to pay for the full damage.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
As long as the child decided to keep the life insurance once they reach 18, the coverage lasts their whole life. The Grow Up plan provides customers to keep the insurance as long as they would like to and does not increase fees over the years.
Maybe a month or 2
There is no grace period for claims after a lapse in coverage. The moment your auto insurance "lapses" is the moment you have "No Coverage" from that moment forward you have no coverage for a claim until you get coverage again.
As long as it's street legal
life till death
A change in the amount of life insurance provided by your life insurance policy is determined by the coverage you have. A permanent life insurance policy usually provides the same amount of life insurance protection for your entire lifetime, as long as you pay the premiums. A term life insurance policy lasts for a temporary period of time. Usually, term life policies are issued for 1-30 years. A 10 year term life insurance policy provides protection for 10 years. if you outlive your policy term, the coverage expires. A level term life insurance policy provides coverage and premiums that remain the same each year for the entire term of your policy. A decreasing term life insurance policy provides premiums that remain the same each year, but the amount of life insurance decreases each year until the end of your policy term. There are other term life insurance plans that may provide less coverage after a certain age, or your policy term expires after a certain age.
In California, anyway, you need full insurance coverage on a car the whole time it is financed. After its paid off, you can drop a bunch of the coverage and just carry liability.
if you upgrade from liability to full coverage how long till it takes affect
Yes. As long as you keep the premiums paid, once it has been rebuilt you should have the same insurance coverage as before.