If your vehicle is already up for repossession, it is already on your credit report as a delinquent or defaulted debt.
you can not have true info removed legally from your credit report.
A dispute on a credit report can take up to 60 days to be resolved.
Yes, a repo is a repo whether you give it up or they take it.
40,000,000,000
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
It takes at least six months to hit your credit report after purchasing a vehicle.
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5 months
Now, not too long. Check with the company you owed and see what credit agencies they report to and then contact the agencies directly.
Obtaining a instant credit report can take about a few minutes. Maybe about 3-5, this is simply the amount needed to fill out the personal information.
A voluntary reposession reports on your credit report as a loss. The car company with take the car back and credit a portion of the balance which the owner/leaser still needs to pay on. The creditor will place the "voluntary Reposession" on credit bureau. All in all it will be reported as a charge off debt. If the original owner/leaser doesnt pay the remainder he/she can/will be collected from and could face legal action. A repo is a repo voluntary or not. Ruins your credit for 7 years. What generally happens is that it will be reported on your credit as a repossession. When you go for financing on something else, the repo will pop up and the potential lender will call the lender who reported the repo. When they find out it was a voluntary, it may actually lessen some of the blow of having a repo. But, yes, a repo is a repo.
If you do it by mail then within a week. If you do it online then it's instant.