You are At Fault! Unless you know who did it to your car. You will need to pay a insurance excess, unless you know who did it (License Plate). If you look at the Terms and Conditions when you enter the Mall/Car Park/Grocery Store you will note "Cars parked in this carpark is left here at your own risk, We will not take any responsibility for your car when it is left in the carpark" or something along the lines of that
Calling the police lets the victim file a police report to provide for both insurance and legal reasons.
There are a great many different private parking lot car accidents. This is the most common type of accident in fact.
Normally, the same person who would have been responsible for the accident on a public road.
how does it work if you are on private properety? Say like a grocery store parking lot? and you do not have insurance
your auto insurance
No, although if you don't report it the insurance company typically won't pay for repairs.
Generally speaking, the person responsible for the accident is responsible for the damage. If the responsible person refuses to pay ot doesn't pay fast enough, the other can sue them if they wish.
doesn't matter if an accident was on private property. get a police report immediately. this will be used to determine fault, if any.
When it comes to parking lots things get complictaed. In general Parking lots are private property, meaning that the rules of the road are not always in effect. Usually if an accident occurs and the police are called they will issue an accident report with the notation of cannot dissern fault, meaning they were not there at the time of the accident therefore they cannot tell who was at fault.
Defining private parking lot is the question here... The jurisdiction extends if the parking lot is regarded as a public access way... i.e. a mall, a hotel driveway, restaurant parking lot. A true private parking lot is a lot where access is limited by invitation or a private residence.
The cast of Private Parking - 2008 includes: Jordan Lawson as Chris
The person who cuts across parking spots, it's illegal. If the parking lot is private property the damage caused in an accident is a civil matter not a legal one in most cases. Traffic laws do not extend to private property.