It is going to depend on the insurance company. This is a significant enough amount to probably make it worth filing the claim. The best thing to do is to call your agent and speak to them to find out how much the rate will increase and for how long. The agent can rate the policy with the accident charged without notifying the company of the accident until you make up your mind. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
Concussion
If they were not parked illegally then they are not responsible for your accident.
Whomever caused the accident is generally considered the at fault party. It does not matter whether or not your in a parking lot.
YOU. And no one else. No one told you to hit a rock. It was your accident.
Can you file bankruptcy if you caused a car accident?
You don't go to jail for being sued. If the suit is successful, you may be forced to pay damages caused by your actions (or accident).
No. It would be highly unlikely that you could ever prove liability of a vehicle that was not in motion at the time of your accident, even less likely if if that vehicle was not illegally parked.
Impact crater is one term for the hole in the ground caused by a meteor hitting the planet.
"A serious accident was caused by the driver's negligence."
The car accident was caused by the drunk driver.
Your question already has the answer contained within it. "an accident caused by sneezing"If you were the one who's sneezing caused the accident then you are at fault.Yes, in most cases.
Waves are caused by wind hitting the surface of the water. They are caused by earthquakes too.