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Should I keep the high deductible insurance on my teenage driver or look for a lower rate?
Wiki User
∙ 14y ago
That would depend on how likely your teenage driver is to get into an accident, how dependable they are. It may end up costing you more in the long run if they do happen to get into an accident.
Wiki User
∙ 14y ago
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Is it better to get a low deductible insurance policy for my teenage son?
A low deductible will mean higher premiu. Your premium will already undoubtably be high with a teenage driver on your policy so you may want to consider it.
Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?
If they have insurance then you should not have to pay a deductible at all.
Do you have to pay your deductible if the accident was the other drivers fault?
The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.
How can a new driver reduce their insurance cost in New Jersey?
Hi! To lower your car insurance you should consider asking for a higher deductible. If you are a new driver (a teenager) you may be able to find teen car insurance discounts.
If a truckdriver hits a car who pays the deductible the driver or the owner of the truck?
THE POLICY HOLDER, WHO IS USUALLY THE OWNER OF THE TRUCK IS RESPONSIBLE FOR THE DEDUCTIBLE. If the truck driver is fully responsble for the accident, his insurance should pay for the damages to the car and there would be no deductible. If the car owner went through his coverage first to get repairs done, then the car owner is responsible for the deductible. Then the car owners insurance would go through subrugation to the truck drivers insurance to get full payment of the loss. When that is completed, the car owner would get his deductible returned to him.
Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?
There is no deductible for liability claims.
If you hit another car in parking lot do you pay there deductible?
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
Where can I get a car insurance quote for a teenage driver?
I would get an insurance quote from Allstate. I heard they give driver discounts for students with good grades.
If your insurance pays you for an auto accident and the insurance company for the driver who hit you do you have to return one check?
If the other company only gave you the deductible amount, then probably not. But if both paid you the full amount, then you should turn the other company's check to yours. If the larger check came from the other driver's insurance, I'd return the check from your own insurance company - you're entitled to the deductible amount, if you're not at fault.
Do I have to pay the insurance deductible to fix my car in NYC if the other driver runs the stop sign?
If the other driver was found "at fault", his insurnce company should pay the total repair including deductable
If your parked car was hit and both parties have the same insurance company is there anyway to recover your deductible?
If your vehicle was parked you should not need to pay ANY deductible. If you were not found resonsible for the collision your expenses should be entirely paid by the at-fault driver. If necessary, you may need to take the other driver to small claims court.
