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If they haven't spelled it out in their agreement then it isn't a requirement. If you are the executor of the estate you will need to satisfy all debts from the proceeds of the estate liquidation. In other words, sell whatever you have to from the deceased property so that you can pay the bills. Only after the obligations of the estate has been satisfied can the executor determine if there is anything for the family. Send a copy of the death certificate to the credit card company, they will work with you if they have proof. The easiest method is to contact the customer service department of the card issuer to find out what information they require to transfer the account to their probate claims department. Not all issuers will require a copy of the death certificate, this however has nothing to do with the interest or the collectibility of the account. The survivng family members are not responsible for the deceased's debt unless the person was married and the couple resided in a community property state. The other exception is, of course, if the account were held jointly.

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Q: Should a credit card company reinstate zero interest after being notified of the responsible party's brain cancer and subsequent passing?
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