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Answered 2007-08-20 10:50:31
Proably not, except of course you need to get insurance, luckily this one wasn't your fault
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What do you do when an Uninsured driver hits an insured driver on private property?
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?
regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault
Uninsured medical bills?
Should be turned into the company that is handling the uninsured motorist claim, (generally company that insured the 'insured' vehicle), they will most typcially wait to pay these bills until settlement is reached. If that didn't answer you question please expand it.
What does an insured driver with liability do when they hit an uninsured driver?
your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......
What to do when an uninsured driver causes an accident?
Turn your information into your insurance company anyway. You should be insured for that anyhow. Let them handle that.
Should an uninsured driver that was hit by an insured driver call a lawyer?
If you incurred losses by injury or your property was damage, I would.
Does progressive insurance cover if an uninsured driver gets in an accident in an insured car?
Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.
Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Comprehensive coverage does not apply to the driving of a car. It should be covered.
How much will your insurance rate go up after an accident with an uninsured motorist?
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.
Is an uninsured driver that is driving an insured car covered if he gets in an accident?
Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.
You were rearended by a drunk driver who happens to be insured by the same company as you Should you cooperate with the insurance company?
Of course you need to cooperate. Any time an Insurance co. has a claim, they have to investigate it and determine who's liable. Cooperating is in your best interest. Tha fact the you and the other driver are insured by the same company has nothing to do with the claim itself.
Can you drive an insured car without insurance?
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?
this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover this uninsured vehicle (assuming you have collision coverage on your policy) you chose to drive, (doesn't matter you didn't know it was uninsured) and if your neglience resulted in this passengers injuries your policy will likely pay for their injury subject to any exclusion in the policy.....sorry.....
If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?
The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver
An insured driver is driving an uninsured vehicle that they own and have an accident causing property damage. With whom should I seek payment?
Damages should be sought from the at fault party. Failure to add the owned vehicle to the auto insurance policy has left the driver apparantly uninsured in that vehicle. The claimant may need to rely on uninsured motorits coverage. The insurer may offer a grace period for newly acquired vehicles. both drivers should contact their insurance company as it appears one may have no coverage in the accident.
What happens when a uninsured driver hit someone?
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
If you were ticketed driving someone else's uninsured car can you claim a 'mechanical violation' so the court goes after the owner?
you can claim anything you want- will the court believe it ??/ Did you know the vehicle was uninsured? If you did youre dreaming thinking the "mechanical violation "is valid.That is a financial violation , which should be against the owner, not the operator.That's the argument I would make to the court, as the owner of the vehicle has a responsability to make sure that his vehicle is insured if it is going to be operated on a public hiway.
If you are an insured motorist and get hit by an uninsured motorist should you use your job's personal medical insurance or your auto insurance or both?
More than likely, you will begin by using your personal medical insurance. Medical expenses and lost wages can possibly be reimbursed through the uninsured motorists coverage.Uninsured/Underinsured coverage laws vary by state. Contact your insurance agent for a full explanation of how this coverage would work on your policy.
Should you hire a general contractor to remodel your house if he does not carry general liability insurance?
No, you should not hire an uninsured contractor to do anything at all, remodel or otherwise, unless you are willing to fully accept and cover the costs of a loss if anything goes wrong.
Can you receive an uninsured ticket in NY for driving a friend's out of state car from NC that is insured under his name but doesn't have me listed as a driver?
No, you should be covered by his insurance. His insurance works out of state, that means it works with you as well. Fight the ticket, you will win.
Should I put uninsured motorist insurance on my car or truck?
It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.
Who is in fault if a uninsured car slides down a slope and hits a car parked illegally?
Disclaimer: I am not an attorney. But that seems to be a thing at the discretion of the Judge, all conditions must be considered, and 'illegally parked' could mean anything from an expired meter to blocking the road. And in Calif, if you are uninsured, regardless, you are at fault because you should not have been on the road. If you rear-end a car at a red light, and that car, just sitting there waiting at the light, is at fault if uninsured. That's why you should carry both uninsured and under- insured on your policy, even when convicted and ordered to pay, they usually don't.
You are trying to sell your motorcycle you brought it to someones house to look at it and they test drove it and its not insured or registered and crashed it?
You can't charge them with anything since they used it with permission & you took the risk of being uninsured. However, they should pay for the repair or your asking price voluntarily or you can take them to small claims if needed. You will need some proof (police report) he was the driver when it occurred & written estimates to support damages.
Will auto insurance pay on an uninsurred motorist?
If you have an uninsured motorists coverage, then it should.
Can you drive a car that is not insured but you have insurance?
No. Generally, your policy covers you and your own car. It is illegal to drive an uninsured vehicle in almost every state. If there is an accident, there will be no coverage, the car will be impounded and you will be arrested. However, insurance laws vary from state to state. You should speak with an agent who does business in your state.
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